nCino, Inc.
For the period ended Oct 31, 2025. Filed Dec 3, 2025.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Oct 31, 2025 · Filed Dec 3, 2025
NCNO$22.67-2.3%Stored close · as of Nov 6, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Table of Contents
| TABLE OF CONTENTS | ||
|---|---|---|
| Page | ||
| Cautionary Note Regarding Forward-Looking Statements | i | |
| Part I. Financial Information | ||
| Item 1. | Financial Statements | 1 |
| Condensed Consolidated Balance Sheets as of January 31, 2025 and October 31, 2025 (Unaudited) | 1 | |
| Unaudited Condensed Consolidated Statements of Operations for the Three and Nine Months Ended October 31, 2024 and 2025 | 2 | |
| Unaudited Condensed Consolidated Statements of Comprehensive Income (Loss) for the Three and Nine Months Ended October 31, 2024 and 2025 | 3 | |
| Unaudited Condensed Consolidated Statements of Stockholders’ Equity for the Three and Nine Months Ended October 31, 2024 and 2025 | 4 | |
| Unaudited Condensed Consolidated Statements of Cash Flows for the Nine Months Ended October 31, 2024 and 2025 | 6 | |
| Notes to Unaudited Condensed Consolidated Financial Statements | 8 | |
| Item 2. | Management’s Discussion and Analysis of Financial Condition and Results of Operations | 31 |
| Item 3. | Quantitative and Qualitative Disclosures About Market Risk | 45 |
| Item 4. | Controls and Procedures | 46 |
| Part II. Other Information | ||
| Item 1. | Legal Proceedings | 47 |
| Item 1A. | Risk Factors | 47 |
| Item 2. | Unregistered Sales of Equity Securities and Use of Proceeds | 47 |
| Item 3. | Defaults Upon Senior Securities | 48 |
| Item 4. | Mine Safety Disclosures | 48 |
| Item 5. | Other Information | 48 |
| Item 6. | Exhibits | 49 |
| Signatures | 50 | |
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