Finwise Bancorp

For the period ended Jun 30, 2026. Filed Aug 12, 2026.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jun 30, 2026 · Filed Aug 12, 2026

FINW$14.71+2.0%Stored close · as of Nov 10, 2026

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Contents

Consolidated Statements of Income

Consolidated Statements of Income (Unaudited)

(in thousands, except share and per share amounts)

	Three Months EndedJune 30,		Six Months EndedJune 30,
	2026	2025	2026	2025
Interest income
Interest and fees on loans	$32,754	$18,485	$64,826	$35,640
Interest on securities	337	390	676	780
Other interest income	888	867	2,018	1,858
Total interest income	33,979	19,742	67,520	38,278
Interest expense
Interest on deposits	5,230	5,014	10,681	9,270
Total interest expense	5,230	5,014	10,681	9,270
Net interest income	28,749	14,728	56,839	29,008
Provision for credit losses	22,677	4,726	33,258	8,062
Net interest income after provision for credit losses	6,072	10,002	23,581	20,946
Non-interest income
Strategic Program fees	5,310	5,404	11,012	10,366
Gain on sale of loans, net	1,480	1,483	2,932	2,329
SBA loan servicing fees, net	80	(96)	237	82
Change in fair value on investment in BFG	(200)	300	(400)	700
Interchange income	679	—	1,382	—
Credit enhancement income	16,678	2,275	22,542	2,360
Other miscellaneous income	1,567	971	2,515	2,310
Total non-interest income	25,594	10,337	40,220	18,147
Non-interest expense
Salaries and employee benefits	11,062	10,491	22,100	20,317
Professional services	1,146	949	2,025	1,856
Occupancy and equipment expenses	417	445	843	988
Credit enhancement servicing expense	1,512	11	3,940	13
Credit enhancement guarantee expense	11,774	78	21,872	89
Other operating expenses	2,951	2,938	6,420	5,967
Total non-interest expense	28,862	14,912	57,200	29,230
Income before income taxes	2,804	5,427	6,601	9,863
Provision for income taxes	672	1,330	1,734	2,577
Net income	$2,132	$4,097	$4,867	$7,286
Earnings per share, basic	$0.16	$0.31	$0.37	$0.55
Earnings per share, diluted	$0.15	$0.29	$0.35	$0.52
Weighted average shares outstanding, basic	13,112,580	12,781,508	13,066,232	12,749,012
Weighted average shares outstanding, diluted	13,673,167	13,472,394	13,658,483	13,486,153

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.