Hagerty, Inc.
For the period ended Dec 31, 2025. Filed Feb 26, 2026.
View on SEC.govAbout this filing
A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Feb 26, 2026
HGTY$17.22-4.2%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
TABLE OF CONTENTS
| Title | Page |
|---|---|
| Where You Can Find More Information | 4 |
| Cautionary Statement Regarding Forward-Looking Statements | 5 |
| PART I | 6 |
| ITEM 1. BUSINESS | 6 |
| ITEM 1A. RISK FACTORS | 15 |
| ITEM 1B. UNRESOLVED STAFF COMMENTS | 40 |
| ITEM 1C. CYBERSECURITY | 40 |
| ITEM 2. PROPERTIES | 41 |
| ITEM 3. LEGAL PROCEEDINGS | 41 |
| ITEM 4. MINE SAFETY DISCLOSURES | 42 |
| PART II | 42 |
| ITEM 5. MARKET FOR REGISTRANT'S COMMON EQUITY, RELATED STOCKHOLDER MATTERS AND ISSUER PURCHASES OF EQUITY SECURITIES | 42 |
| ITEM 6. [ Reserved ] | 44 |
| ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS | 44 |
| ITEM 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK | 67 |
| ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA | 68 |
| ITEM 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL DISCLOSURE | 134 |
| ITEM 9A. CONTROLS AND PROCEDURES | 134 |
| ITEM 9B. OTHER INFORMATION | 136 |
| ITEM 9C. DISCLOSURE REGARDING FOREIGN JURISDICTIONS THAT PREVENT INSPECTIONS | 136 |
| PART III | 136 |
| ITEM 10. DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE | 136 |
| ITEM 11. EXECUTIVE COMPENSATION | 136 |
| ITEM 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNER AND MANAGEMENT AND RELATED STOCKHOLDER MATTERS | 136 |
| ITEM 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR INDEPENDENCE | 136 |
| ITEM 14. PRINCIPAL ACCOUNTING FEES AND SERVICES | 136 |
| PART IV | 137 |
| ITEM 15. EXHIBITS, FINANCIAL STATEMENT SCHEDULES | 137 |
| Signatures | 140 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.