loanDepot, Inc.
For the period ended Sep 30, 2026. Filed Nov 9, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2026 · Filed Nov 9, 2026
LDI$0.53-17.1%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
PART 1. FINANCIAL INFORMATION
PART I - FINANCIAL INFORMATION
Item 1. Financial Statements
CONSOLIDATED BALANCE SHEETS
| September 30,2026 | December 31,2025 | |
|---|---|---|
| ASSETS · (Unaudited) | ||
| Cash and cash equivalents | $214,413 | $337,232 |
| Restricted cash | 119,126 | 63,790 |
| Loans held for sale, at fair value (includes $777,977 and $606,215 pledged to creditors in securitization trusts at September 30, 2026 and December 31, 2025, respectively) | 1,979,288 | 3,165,542 |
| Loans held for investment, at fair value (pledged to creditors in a securitization trust) | 116,221 | 109,821 |
| Derivative assets, at fair value | 72,842 | 42,365 |
| Servicing rights, at fair value (includes $582,701 and $661,475 pledged to creditors in securitization trusts at September 30, 2026 and December 31, 2025, respectively) | 1,725,465 | 1,658,223 |
| Trading securities, at fair value | 75,179 | 85,640 |
| Property and equipment, net | 71,075 | 61,929 |
| Operating lease right-of-use assets | 23,358 | 23,877 |
| Loans eligible for repurchase | 1,504,587 | 1,074,386 |
| Investments in joint ventures | 18,128 | 18,251 |
| Other assets | 244,069 | 216,880 |
| Total assets | $6,163,751 | $6,857,936 |
| LIABILITIES AND EQUITY | ||
| Warehouse and other lines of credit | $1,851,744 | $2,902,539 |
| Accounts payable, accrued expenses and other liabilities | 418,375 | 349,350 |
| Derivative liabilities, at fair value | 29,424 | 10,718 |
| Liability for loans eligible for repurchase | 1,504,587 | 1,074,386 |
| Operating lease liability | 32,638 | 34,630 |
| Debt obligations, net | 2,016,069 | 2,100,303 |
| Total liabilities | 5,852,837 | 6,471,926 |
| Commitments and contingencies (Note 15) | ||
| Class A common stock, $0.001 par value, 2,500,000,000 authorized, 243,278,027 and 138,376,854 issued at September 30, 2026 and December 31, 2025, respectively | 243 | 138 |
| Class B common stock, $0.001 par value, 2,500,000,000 authorized, 105,927,686 and none issued at September 30, 2026 and December 31, 2025, respectively | 106 | — |
| Class C common stock, $0.001 par value, 2,500,000,000 authorized, none and 107,515,082 issued at September 30, 2026 and December 31, 2025, respectively | — | 108 |
| Class D common stock, $0.001 par value, 2,500,000,000 authorized, none and 97,026,671 issued at September 30, 2026 and December 31, 2025, respectively | — | 97 |
| Preferred stock, $0.001 par value, 50,000,000 authorized, none issued at September 30, 2026 and December 31, 2025 | — | — |
| Treasury stock at cost, 10,563,961 and 8,779,081 shares at September 30, 2026 and December 31, 2025, respectively | (32,228) | (29,635) |
| Additional paid-in capital | 893,978 | 878,204 |
| Retained deficit | (675,879) | (614,398) |
| Noncontrolling interest | 124,694 | 151,496 |
| Total equity | 310,914 | 386,010 |
| Total liabilities and equity | $6,163,751 | $6,857,936 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.