loanDepot, Inc.
For the period ended Dec 31, 2025. Filed Mar 12, 2026.
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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Mar 12, 2026
LDI$0.48-9.5%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Consolidated Balance Sheets as of December 31, and
CONSOLIDATED BALANCE SHEETS
| December 31, 2025 | December 31, 2024 | |
|---|---|---|
| ASSETS | ||
| Cash and cash equivalents | $337,232 | $421,576 |
| Restricted cash | 63,790 | 105,645 |
| Loans held for sale, at fair value (includes $606,215 and $293,165 pledged to creditors in securitization trusts at December 31, 2025 and 2024, respectively) | 3,165,542 | 2,603,735 |
| Loans held for investment, at fair value (pledged to creditors in a securitization trust) | 109,821 | 116,627 |
| Derivative assets, at fair value | 42,365 | 44,389 |
| Servicing rights, at fair value (includes $661,475 and $625,699 pledged to creditors in securitization trusts at December 31, 2025 and 2024, respectively) | 1,658,223 | 1,633,661 |
| Trading securities, at fair value | 85,640 | 87,466 |
| Property and equipment, net | 61,929 | 61,079 |
| Operating lease right-of-use assets | 23,877 | 20,432 |
| Loans eligible for repurchase | 1,074,386 | 995,398 |
| Investments in joint ventures | 18,251 | 18,113 |
| Other assets | 216,880 | 235,907 |
| Total assets | $6,857,936 | $6,344,028 |
| LIABILITIES AND EQUITY | ||
| Warehouse and other lines of credit | $2,902,539 | $2,377,127 |
| Accounts payable, accrued expenses and other liabilities | 349,350 | 379,439 |
| Derivative liabilities, at fair value | 10,718 | 25,060 |
| Liability for loans eligible for repurchase | 1,074,386 | 995,398 |
| Operating lease liability | 34,630 | 33,190 |
| Debt obligations, net | 2,100,303 | 2,027,203 |
| Total liabilities | 6,471,926 | 5,837,417 |
| Commitments and contingencies (Note 20) | ||
| Class A common stock, $0.001 par value, 2,500,000,000 authorized, 138,376,854 and 104,363,823 issued at December 31, 2025 and 2024, respectively | 138 | 104 |
| Class B common stock, $0.001 par value, 2,500,000,000 authorized, none issued at December 31, 2025 and 2024, respectively | — | — |
| Class C common stock, $0.001 par value, 2,500,000,000 authorized, 107,515,082 and 131,432,929 issued at December 31, 2025 and 2024, respectively | 108 | 131 |
| Class D common stock, $0.001 par value, 2,500,000,000 authorized, 97,026,671 and 97,026,671 issued at December 31, 2025 and 2024, respectively | 97 | 97 |
| Preferred stock, $0.001 par value, 50,000,000 authorized, none issued at December 31, 2025 and 2024, respectively | — | — |
| Treasury stock at cost, 8,779,081 and 5,270,250 shares at December 31, 2025 and 2024, respectively | (29,635) | (20,340) |
| Additional paid-in capital | 878,204 | 843,523 |
| Retained deficit | (614,398) | (550,623) |
| Noncontrolling interest | 151,496 | 233,719 |
| Total equity | 386,010 | 506,611 |
| Total liabilities and equity | $6,857,936 | $6,344,028 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.