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Carter Bankshares, Inc.

For the period ended Mar 31, 2026. Filed May 7, 2026.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Mar 31, 2026 · Filed May 7, 2026

CARE$29.48+0.3%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Table of Contents

Part I - Financial Information
Item 1.Financial Statements3
Consolidated Balance Sheets - March 31, 2026 (unaudited) and December 31, 2025 (audited)3
Consolidated Statements of Income - Three Months Ended March 31, 2026 and 2025 (unaudited)4
Consolidated Statements of Comprehensive Income - Three Months Ended March 31, 2026 and 2025 (unaudited)5
Consolidated Statements of Changes in Shareholders’ Equity - Three Months Ended March 31, 2026 and 2025 (unaudited)6
Consolidated Statements of Cash Flows - Three Months Ended March 31, 2026 and 2025 (unaudited)7
Notes to Unaudited Consolidated Financial Statements9
Item 2.Management’s Discussion and Analysis of Financial Condition and Results of Operations39
Item 3.Quantitative and Qualitative Disclosures About Market Risk65
Item 4.Controls and Procedures67
Part II - Other Information
Item 1.Legal Proceedings67
Item 1A.Risk Factors68
Item 2.Unregistered Sales of Equity Securities and Use of Proceeds68
Item 3.Defaults Upon Senior Securities69
Item 4.Mine Safety Disclosures69
Item 5.Other Information69
Item 6.Exhibits70
Signatures71
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.