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Carter Bankshares, Inc.

For the period ended Dec 31, 2025. Filed Mar 5, 2026.

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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Mar 5, 2026

CARE$29.48+0.3%Stored close · as of Nov 10, 2026

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Contents

Item 14. Principal Accountant Fees and Services

The information required by Part III, Item 14. of Form 10-K is incorporated herein from the section entitled “Independent Registered Public Accounting Firm” in our proxy statement relating to our May 27, 2026 annual meeting of shareholders.

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.