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Dream Finders Homes Inc

For the period ended Dec 31, 2024. Filed Feb 25, 2025.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2024 · Filed Feb 25, 2025

DFH$12.86+3.7%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Table Contents

2024 FORM 10-K ANNUAL REPORT

Table of Contents

Page
PART I
Item 1.Business1
Item 1A.Risk Factors10
Item 1B.Unresolved Staff Comments33
Item 1C.Cybersecurity34
Item 2.Properties34
Item 3.Legal Proceedings34
Item 4.Mine Safety Disclosures35
PART II
Item 5.Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities36
Item 6.Reserved37
Item 7.Management’s Discussion and Analysis of Financial Condition and Results of Operations38
Item 7A.Quantitative and Qualitative Disclosures About Market Risk54
Item 8.Financial Statements and Supplementary Data56
Item 9.Changes in and Disagreements with Accountants on Accounting and Financial Disclosure85
Item 9A.Controls and Procedures86
Item 9B.Other Information87
Item 9C.Disclosure Regarding Foreign Jurisdictions that Prevent Inspections87
PART III
Item 10.Directors, Executive Officers and Corporate Governance88
Item 11.Executive Compensation88
Item 12.Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters88
Item 13.Certain Relationships and Related Transactions, and Director Independence88
Item 14.Principal Accounting Fees and Services88
PART IV
Item 15.Exhibits and Financial Statement Schedules89
SIGNATURES92

i

PART I

Explanatory Note

Unless otherwise indicated or the context requires, “DFH,” “Dream Finders Homes,” “Dream Finders,” the “Company,” “we,” “our” and “us” refer collectively to Dream Finders Homes, Inc. and its subsidiaries.

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.