SoFi Technologies, Inc.
For the period ended Jun 30, 2026. Filed Aug 6, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Jun 30, 2026 · Filed Aug 6, 2026
SOFI$16.37-2.3%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Glossary of Terms and Acronyms
| ACH: Automated clearing house | FINRA: Financial Industry Regulatory Authority |
|---|---|
| AFS: Available-for-sale | FRB: Federal Reserve Bank of San Francisco |
| ALCO: Asset Liability Committee | FTC: Federal Trade Commission |
| AWS: Amazon Web Services | FTP: Fund transfer pricing |
| AOCI: Accumulated other comprehensive income (loss) | GAAP: U.S. Generally Accepted Accounting Principles |
| ASU: Accounting Standards Update | GLBA: Gramm-Leach-Bliley Act |
| BHCA: Bank Holding Company Act of 1956, as amended | Golden Pacific: Golden Pacific Bancorp, Inc. |
| bps: Basis points | GSE: Government-Sponsored Enterprise |
| BSA: Bank Secrecy Act | HELOC: Home Equity Line of Credit |
| Business Combination: Transactions contemplated in a merger agreement entered | HMDA: Home Mortgage Disclosure Act |
| into by Social Finance, Inc. with Social Capital Hedosophia Holdings Corp. V on | IRLC: Interest rate lock commitment |
| January 7, 2021 | IRR: Interest rate risk |
| CARES Act: Coronavirus Aid, Relief, and Economic Security Act | IRS: Internal Revenue Service |
| CCPA: California Consumer Privacy Act | LIBOR: London Inter-Bank Offered Rate |
| CD: Community Development | MLA: Military Lending Act |
| CET1: Common Equity Tier 1 | MSB: Money services business |
| CFP: Certified financial planners | MSRB: Municipal Securities Rulemaking Board |
| CFPA: Consumer Financial Protection Act | NACHA: National Automated Clearinghouse Association |
| CFPB: Consumer Financial Protection Bureau | Nasdaq: The Nasdaq Global Select Market |
| CFTC: Commodity Futures Trading Commission | NII: Net Interest Income |
| CISO: Chief Information Security Officer | OCC: Office of the Comptroller of the Currency |
| CODM: Chief Operating Decision Maker | OFAC: Office of Foreign Assets Control |
| Composer: Composer Securities LLC | PD: Probability of Default |
| CPPA: California Privacy Protection Act | Peach: Peach Finance, Inc. |
| CPRA: California Privacy Rights Act | PFOF: Payment for order flow |
| CRA: Community Reinvestment Act | PSU: Performance stock units |
| DACA: Deferred Access for Childhood Arrival | RESPA: Real Estate Settlement Procedures Act |
| DCF: Discounted cash flow | ROU: Right-of-use |
| Dodd-Frank Act: Dodd-Frank Wall Street Reform and Consumer | RSU: Restricted stock units |
| Protection Act of 2010 | SCH: Social Capital Hedosophia Holdings Corp. V |
| DSU: Deferred stock units | SCRA: Servicemembers’ Civil Relief Act |
| DTC: Depository Trust Company | SEC: U.S. Securities and Exchange Commission |
| EAD: Exposure at Default | Social Finance: Social Finance, LLC (formerly Social Finance, Inc.) |
| EBRC: Enterprise Broad Risk Committee | SoFi Bank: SoFi Bank, National Association |
| EC: European Commission | SoFi Capital Advisors: SoFi Capital Advisors, LLC |
| ECOA: Equal Credit Opportunity Act | SoFi Securities: SoFi Securities LLC |
| EFTA: Electronic Fund Transfer Act | SoFi Stadium: The LA Stadium and Entertainment District at Hollywood |
| EPS: Earnings (loss) per share of common stock | Park in Inglewood, California |
| ESG: Environmental, social and corporate governance | SoFi Wealth: SoFi Wealth LLC |
| ESIGN: Electronic Signatures in Global and National Commerce Act | SOFR: Secured Overnight Financing Rate |
| ESPP: Employee Stock Purchase Plan | SPE: Special purpose entity |
| ETF: Exchange-Traded Funds | SRO: Self-regulatory organizations |
| EVE: Economic value of equity | TBA: To-be-announced security |
| FCRA: Fair Credit Reporting Act | TCPA: Federal Telephone Consumer Protection Act |
| FDCPA: Fair Debt Collection Practices Act | Technisys: Technisys S.A., a Luxembourg société anonyme |
| FDIA: Federal Deposit Insurance Act | TILA: Truth in Lending Act |
| FDIC: Federal Deposit Insurance Corporation | UDAAP: Unfair, deceptive or abusive acts or practices |
| Federal Reserve: Board of Governors of the Federal Reserve System | UETA: Uniform Electronic Transactions Act |
| FHA: Fair Housing Act | USD: U.S. Dollar |
| FHFA: Federal Housing Finance Agency | VA: United States Department of Veterans Affairs |
| FHLB: Federal Home Loan Bank | VIE: Variable interest entity |
| FinCEN: Financial Crimes Enforcement Network | Wyndham: Wyndham Capital Mortgage |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.