SoFi Technologies, Inc.
For the period ended Dec 31, 2025. Filed Feb 17, 2026.
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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Feb 17, 2026
SOFI$16.37-2.3%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Item 8. Financial Statements and Supplementary Data
SOFI TECHNOLOGIES, INC.
INDEX TO CONSOLIDATED FINANCIAL STATEMENTS
| Page | |
|---|---|
| Consolidated Financial Statements | |
| Report of Independent Registered Public Accounting Firm (PCAOB ID No. 34) | 145 |
| Consolidated Balance Sheets | 147 |
| Consolidated Statements of Operations and Comprehensive Income (Loss) | 149 |
| Consolidated Statements of Changes in Temporary Equity and Permanent Equity (Deficit) | 150 |
| Consolidated Statements of Cash Flows | 151 |
| Notes to Consolidated Financial Statements | 153 |
| Note 1. Organization, Summary of Significant Accounting Policies and New Accounting Standards | 153 |
| Note 2. Business Combinations | 170 |
| Note 3. Revenue | 171 |
| Note 4. Loans | 173 |
| Note 5. Allowance for Credit Losses | 181 |
| Note 6. Investment Securities | 182 |
| Note 7. Securitization and Variable Interest Entities | 184 |
| Note 8. Goodwill and Intangible Assets | 186 |
| Note 9. Property, Equipment, Software and Leases | 188 |
| Note 10. Other Assets and Other Liabilities | 191 |
| Note 11. Deposits | 192 |
| Note 12. Debt | 193 |
| Note 13. Equity | 197 |
| Note 14. Derivative Financial Instruments | 200 |
| Note 15. Fair Value Measurements | 201 |
| Note 16. Share-Based Compensation | 209 |
| Note 17. Income Taxes | 213 |
| Note 18. Commitments, Guarantees, Concentrations and Contingencies | 218 |
| Note 19. Earnings (Loss) Per Share | 220 |
| Note 20. Business Segment and Geographic Information | 222 |
| Note 21. Regulatory Capital | 227 |
| Note 22. Parent Company Condensed Financial Information | 229 |
| Note 23. Subsequent Events | 232 |
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