SoFi Technologies, Inc.
For the period ended Dec 31, 2025. Filed Feb 17, 2026.
View on SEC.govAbout this filing
A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Feb 17, 2026
SOFI$16.37-2.3%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Consolidated Results of Operations
The following table sets forth selected consolidated statements of income data:
| Year Ended December 31, · 2025 vs. 2024 · 2024 vs. 2023 | |||||||
|---|---|---|---|---|---|---|---|
| ($ in thousands) | 2025 | 2024 | 2023 | $ Change | % Change | $ Change | % Change |
| Net interest income | $2,218,956 | $1,716,481 | $1,261,740 | $502,475 | 29% | $454,741 | 36% |
| Total noninterest income | 1,394,398 | 958,378 | 861,049 | 436,020 | 45% | 97,329 | 11% |
| Total net revenue | 3,613,354 | 2,674,859 | 2,122,789 | 938,495 | 35% | 552,070 | 26% |
| Provision for credit losses | 30,319 | 31,712 | 54,945 | (1,393) | (4)% | (23,233) | (42)% |
| Total noninterest expense | 3,057,178 | 2,409,802 | 2,369,002 | 647,376 | 27% | 40,800 | 2% |
| Income (loss) before income taxes | 525,857 | 233,345 | (301,158) | 292,512 | 125% | 534,503 | n/m |
| Income tax (expense) benefit | (44,537) | 265,320 | 416 | (309,857) | n/m | 264,904 | n/m |
| Net income (loss) | $481,320 | $498,665 | $(300,742) | $(17,345) | (3)% | $799,407 | n/m |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.