SoFi Technologies, Inc.
For the period ended Sep 30, 2025. Filed Nov 6, 2025.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2025 · Filed Nov 6, 2025
SOFI$16.37-2.3%Stored close · as of Nov 10, 2026
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Consolidated Results of Operations
The following table sets forth selected consolidated statements of income data:
| Three Months EndedSeptember 30, · 2025 vs 2024 · Nine Months EndedSeptember 30, · 2025 vs 2024 | ||||||||
|---|---|---|---|---|---|---|---|---|
| ($ in thousands) | 2025 | 2024 | $ Change | % Change | 2025 | 2024 | $ Change | % Change |
| Net interest income | $585,114 | $431,010 | $154,104 | 36% | $1,601,677 | $1,246,312 | $355,365 | 29% |
| Total noninterest income | 376,486 | 266,111 | 110,375 | 41% | 986,626 | 694,422 | 292,204 | 42% |
| Total net revenue | 961,600 | 697,121 | 264,479 | 38% | 2,588,303 | 1,940,734 | 647,569 | 33% |
| Provision for credit losses | 9,199 | 6,013 | 3,186 | 53% | 24,912 | 24,835 | 77 | —% |
| Total noninterest expense | 803,850 | 627,253 | 176,597 | 28% | 2,222,866 | 1,742,478 | 480,388 | 28% |
| Income before income taxes | 148,551 | 63,855 | 84,696 | 133% | 340,525 | 173,421 | 167,104 | 96% |
| Income tax expense | (9,159) | (3,110) | (6,049) | 195% | (32,754) | (7,229) | (25,525) | 353% |
| Net income | $139,392 | $60,745 | $78,647 | 129% | $307,771 | $166,192 | $141,579 | 85% |
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