SoFi Technologies, Inc.
For the period ended Jun 30, 2025. Filed Aug 7, 2025.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Jun 30, 2025 · Filed Aug 7, 2025
SOFI$16.37-2.3%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Consolidated Results of Operations
The following table sets forth selected consolidated statements of income data:
| Three Months EndedJune 30, · 2025 vs 2024 · Six Months EndedJune 30, · 2025 vs 2024 | ||||||||
|---|---|---|---|---|---|---|---|---|
| ($ in thousands) | 2025 | 2024 | $ Change | % Change | 2025 | 2024 | $ Change | % Change |
| Net interest income | $517,837 | $412,584 | $105,253 | 26% | $1,016,563 | $815,302 | $201,261 | 25% |
| Total noninterest income | 337,107 | 186,034 | 151,073 | 81% | 610,140 | 428,311 | 181,829 | 42% |
| Total net revenue | 854,944 | 598,618 | 256,326 | 43% | 1,626,703 | 1,243,613 | 383,090 | 31% |
| Provision for credit losses | 10,035 | 11,640 | (1,605) | (14)% | 15,713 | 18,822 | (3,109) | (17)% |
| Total noninterest expense | 732,717 | 571,638 | 161,079 | 28% | 1,419,016 | 1,115,225 | 303,791 | 27% |
| Income before income taxes | 112,192 | 15,340 | 96,852 | 631% | 191,974 | 109,566 | 82,408 | 75% |
| Income tax (expense) benefit | (14,929) | 2,064 | (16,993) | n/m | (23,595) | (4,119) | (19,476) | 473% |
| Net income | $97,263 | $17,404 | $79,859 | 459% | $168,379 | $105,447 | $62,932 | 60% |
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