SoFi Technologies Inc
For the period ended Mar 31, 2025. Filed May 6, 2025.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Mar 31, 2025 · Filed May 6, 2025
SOFI$16.37-2.3%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Glossary of Terms and Acronyms
| ACH: Automated clearing house | FRB: Federal Reserve Bank of San Francisco |
|---|---|
| AFS: Available-for-sale | FTC: Federal Trade Commission |
| ALCO: Asset Liability Committee | FTP: Fund transfer pricing |
| AWS: Amazon Web Services | GAAP: U.S. Generally Accepted Accounting Principles |
| AOCI: Accumulated other comprehensive income (loss) | GLBA: Gramm-Leach-Bliley Act |
| ASU: Accounting Standards Update | Golden Pacific: Golden Pacific Bancorp, Inc. |
| ATDS: Automatic telephone dialing systems | GSE: Government-Sponsored Enterprise |
| BHCA: Bank Holding Company Act of 1956, as amended | HELOC: Home Equity Line of Credit |
| bps: Basis points | HFI: Held for investment |
| BSA: Bank Secrecy Act | HFS: Held for sale |
| Bank Merger: Acquisition of Golden Pacific Bancorp, Inc. and its wholly owned | HMDA: Home Mortgage Disclosure Act |
| subsidiary, Golden Pacific Bank, National Association, a national bank, in | IRLC: Interest rate lock commitment |
| February 2022 | IRR: Interest rate risk |
| Business Combination: Transactions contemplated in a merger agreement entered | IRS: Internal Revenue Service |
| into by Social Finance, Inc. with Social Capital Hedosophia Holdings Corp. V on | LIBOR: London Inter-Bank Offered Rate |
| January 7, 2021 | LIHTC: Low Income Housing Tax Credit |
| CARES Act: Coronavirus Aid, Relief, and Economic Security Act | MLA: Military Lending Act |
| CCPA: California Consumer Privacy Act | MSB: Money services business |
| CD: Community Development | MSRB: Municipal Securities Rulemaking Board |
| CET1: Common Equity Tier 1 | NACHA: National Automated Clearinghouse Association |
| CFP: Certified financial planners | Nasdaq: The Nasdaq Global Select Market |
| CFPA: Consumer Financial Protection Act | NII: Net Interest Income |
| CFPB: Consumer Financial Protection Bureau | OCC: Office of the Comptroller of the Currency |
| CFTC: Commodity Futures Trading Commission | OFAC: Office of Foreign Assets Control |
| CISO: Chief Information Security Officer | PCD: Purchased credit deteriorated |
| CODM: Chief Operating Decision Maker | PD: Probability of Default |
| CPA: Colorado Privacy Act | PFOF: Payment for order flow |
| CPPA: California Privacy Protection Act | PSU: Performance stock units |
| CPRA: California Privacy Rights Act | QIA: Qatar Investment Authority |
| CRA: Community Reinvestment Act | RESPA: Real Estate Settlement Procedures Act |
| DACA: Deferred Access for Childhood Arrival | ROU: Right-of-use |
| DCF: Discounted cash flow | RSU: Restricted stock units |
| DEP: Digital engagement practices | SCH: Social Capital Hedosophia Holdings Corp. V |
| Dodd-Frank Act: Dodd-Frank Wall Street Reform and Consumer | SCRA: Servicemembers’ Civil Relief Act |
| Protection Act of 2010 | SEC: U.S. Securities and Exchange Commission |
| DSU: Deferred stock units | SPAC: Special purpose acquisition company |
| DTC: Depository Trust Company | Social Finance: Social Finance, LLC (formerly Social Finance, Inc.) |
| EAD: Exposure at Default | SoFi Bank: SoFi Bank, National Association |
| EBRC: Enterprise Broad Risk Committee | SoFi Capital Advisors: SoFi Capital Advisors, LLC |
| EC: European Commission | SoFi Securities: SoFi Securities LLC |
| ECOA: Equal Credit Opportunity Act | SoFi Stadium: The LA Stadium and Entertainment District at Hollywood |
| EFTA: Electronic Fund Transfer Act | Park in Inglewood, California |
| EPS: Earnings (loss) per share of common stock | SoFi Wealth: SoFi Wealth LLC |
| ESG: Environmental, social and corporate governance | SOFR: Secured Overnight Financing Rate |
| ESIGN: Electronic Signatures in Global and National Commerce Act | SPE: Special purpose entity |
| ESPP: Employee Stock Purchase Plan | SRO: Self-regulatory organizations |
| ETF: Exchange-Traded Funds | TBA: To-be-announced security |
| EVE: Economic value of equity | TCJA: Tax Cuts and Jobs Act |
| FCA: Financial Conduct Authority | TCPA: Federal Telephone Consumer Protection Act |
| FCRA: Fair Credit Reporting Act | Technisys: Technisys S.A., a Luxembourg société anonyme |
| FDCPA: Fair Debt Collection Practices Act | TDR: Troubled debt restructuring |
| FDIA: Federal Deposit Insurance Act | TGL: TMRW Golf League |
| FDIC: Federal Deposit Insurance Corporation | TILA: Truth in Lending Act |
| Federal Reserve: Board of Governors of the Federal Reserve System | UDAAP: Unfair, deceptive or abusive acts or practices |
| FHA: Fair Housing Act | UETA: Uniform Electronic Transactions Act |
| FHFA: Federal Housing Finance Agency | VA: United Stated Department of Veterans Affairs |
| FHLB: Federal Home Loan Bank | VIE: Variable interest entity |
| FinCEN: Financial Crimes Enforcement Network | Wyndham: Wyndham Capital Mortgage |
| FINRA: Financial Industry Regulatory Authority | |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.