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SoFi Technologies Inc

For the period ended Dec 31, 2024. Filed Feb 24, 2025.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2024 · Filed Feb 24, 2025

SOFI$16.37-2.3%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Item 8. Financial Statements and Supplementary Data

SOFI TECHNOLOGIES, INC.

INDEX TO CONSOLIDATED FINANCIAL STATEMENTS

Page
Consolidated Financial Statements
Report of Independent Registered Public Accounting Firm (PCAOB ID No. 34)138
Consolidated Balance Sheets141
Consolidated Statements of Operations and Comprehensive Income (Loss)143
Consolidated Statements of Changes in Temporary Equity and Permanent Equity (Deficit)144
Consolidated Statements of Cash Flows145
Notes to Consolidated Financial Statements147
Note 1. Organization, Summary of Significant Accounting Policies and New Accounting Standards147
Note 2. Business Combinations164
Note 3. Revenue166
Note 4. Loans168
Note 5. Allowance for Credit Losses175
Note 6. Investment Securities177
Note 7. Securitization and Variable Interest Entities179
Note 8. Goodwill and Intangible Assets180
Note 9. Property, Equipment, Software and Leases182
Note 10. Other Assets and Other Liabilities185
Note 11. Deposits186
Note 12. Debt187
Note 13. Equity191
Note 14. Derivative Financial Instruments194
Note 15. Fair Value Measurements196
Note 16. Share-Based Compensation204
Note 17. Income Taxes208
Note 18. Commitments, Guarantees, Concentrations and Contingencies211
Note 19. Earnings (Loss) Per Share213
Note 20. Business Segment and Geographic Information215
Note 21. Regulatory Capital220
Note 22. Parent Company Condensed Financial Information222
Note 23. Subsequent Events224
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.