SoFi Technologies Inc
For the period ended Dec 31, 2024. Filed Feb 24, 2025.
View on SEC.govAbout this filing
A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2024 · Filed Feb 24, 2025
SOFI$16.37-2.3%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Glossary of Terms and Acronyms
| ACH: Automated clearing house | FTC: Federal Trade Commission |
|---|---|
| AFS: Available-for-sale | FTP: Fund transfer pricing |
| ALCO: Asset Liability Committee | GAAP: U.S. Generally Accepted Accounting Principles |
| AWS: Amazon Web Services | GLBA: Gramm-Leach-Bliley Act |
| AOCI: Accumulated other comprehensive income (loss) | Golden Pacific: Golden Pacific Bancorp, Inc. |
| ASU: Accounting Standards Update | GSE: Government-Sponsored Enterprise |
| ATDS: Automatic telephone dialing systems | HELOC: Home Equity Line of Credit |
| BHCA: Bank Holding Company Act of 1956, as amended | HFI: Held for investment |
| bps: Basis points | HFS: Held for sale |
| BSA: Bank Secrecy Act | HMDA: Home Mortgage Disclosure Act |
| Business Combination: Transactions contemplated in a merger agreement entered | IRLC: Interest rate lock commitment |
| into by Social Finance, Inc. with Social Capital Hedosophia Holdings Corp. V on | IRR: Interest rate risk |
| January 7, 2021 | IRS: Internal Revenue Service |
| CARES Act: Coronavirus Aid, Relief, and Economic Security Act | LIBOR: London Inter-Bank Offered Rate |
| CCPA: California Consumer Privacy Act | MLA: Military Lending Act |
| CD: Community Development | MSB: Money services business |
| CET1: Common Equity Tier 1 | MSRB: Municipal Securities Rulemaking Board |
| CFP: Certified financial planners | NACHA: National Automated Clearinghouse Association |
| CFPA: Consumer Financial Protection Act | Nasdaq: The Nasdaq Global Select Market |
| CFPB: Consumer Financial Protection Bureau | NII: Net Interest Income |
| CFTC: Commodity Futures Trading Commission | OCC: Office of the Comptroller of the Currency |
| CISO: Chief Information Security Officer | OFAC: Office of Foreign Assets Control |
| CODM: Chief Operating Decision Maker | PCD: Purchased credit deteriorated |
| CPA: Colorado Privacy Act | PD: Probability of Default |
| CPPA: California Privacy Protection Act | PFOF: Payment for order flow |
| CPRA: California Privacy Rights Act | PSU: Performance stock units |
| CRA: Community Reinvestment Act | QIA: Qatar Investment Authority |
| DACA: Deferred Access for Childhood Arrival | RESPA: Real Estate Settlement Procedures Act |
| DCF: Discounted cash flow | ROU: Right-of-use |
| DEP: Digital engagement practices | RSU: Restricted stock units |
| Dodd-Frank Act: Dodd-Frank Wall Street Reform and Consumer | SCH: Social Capital Hedosophia Holdings Corp. V |
| Protection Act of 2010 | SCRA: Servicemembers’ Civil Relief Act |
| DSU: Deferred stock units | SEC: U.S. Securities and Exchange Commission |
| DTC: Depository Trust Company | SPAC: Special purpose acquisition company |
| EAD: Exposure at Default | Social Finance: Social Finance, LLC (formerly Social Finance, Inc.) |
| EBRC: Enterprise Broad Risk Committee | SoFi Bank: SoFi Bank, National Association |
| EC: European Commission | SoFi Capital Advisors: SoFi Capital Advisors, LLC |
| ECOA: Equal Credit Opportunity Act | SoFi Securities: SoFi Securities LLC |
| EFTA: Electronic Fund Transfer Act | SoFi Stadium: The LA Stadium and Entertainment District at Hollywood |
| EPS: Earnings (loss) per share of common stock | Park in Inglewood, California |
| ESG: Environmental, social and corporate governance | SoFi Wealth: SoFi Wealth LLC |
| ESIGN: Electronic Signatures in Global and National Commerce Act | SOFR: Secured Overnight Financing Rate |
| ESPP: Employee Stock Purchase Plan | SPE: Special purpose entity |
| ETF: Exchange-Traded Funds | SRO: Self-regulatory organizations |
| EVE: Economic value of equity | TBA: To-be-announced security |
| FCA: Financial Conduct Authority | TCJA: Tax Cuts and Jobs Act |
| FCRA: Fair Credit Reporting Act | TCPA: Federal Telephone Consumer Protection Act |
| FDCPA: Fair Debt Collection Practices Act | Technisys: Technisys S.A., a Luxembourg société anonyme |
| FDIA: Federal Deposit Insurance Act | TDR: Troubled debt restructuring |
| FDIC: Federal Deposit Insurance Corporation | TGL: TMRW Golf League |
| Federal Reserve: Board of Governors of the Federal Reserve System | TILA: Truth in Lending Act |
| FHA: Fair Housing Act | UDAAP: Unfair, deceptive or abusive acts or practices |
| FHFA: Federal Housing Finance Agency | UETA: Uniform Electronic Transactions Act |
| FHLB: Federal Home Loan Bank | VA: United Stated Department of Veterans Affairs |
| FinCEN: Financial Crimes Enforcement Network | VIE: Variable interest entity |
| FINRA: Financial Industry Regulatory Authority | Wyndham: Wyndham Capital Mortgage |
| FRB: Federal Reserve Bank of San Francisco | |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.