SoFi Technologies Inc
For the period ended Sep 30, 2024. Filed Nov 7, 2024.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2024 · Filed Nov 7, 2024
SOFI$16.37-2.3%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Glossary of Terms and Acronyms
| ACH: Automated clearing house | GAAP: U.S. Generally Accepted Accounting Principles |
|---|---|
| AFS: Available-for-sale | GLBA: Gramm-Leach-Bliley Act |
| ALCO: Asset Liability Committee | Golden Pacific: Golden Pacific Bancorp, Inc. |
| AWS: Amazon Web Services | GSE: Government-Sponsored Enterprise |
| AOCI: Accumulated other comprehensive income (loss) | HELOC: Home Equity Line of Credit |
| ASU: Accounting Standards Update | HFI: Held for investment |
| ATDS: Automatic telephone dialing systems | HFS: Held for sale |
| BHCA: Bank Holding Company Act of 1956, as amended | HMDA: Home Mortgage Disclosure Act |
| bps: Basis points | IRLC: Interest rate lock commitment |
| BSA: Bank Secrecy Act | IRR: Interest rate risk |
| CALM: Capital and Asset Liability Management policy | IRS: Internal Revenue Service |
| CARES Act: Coronavirus Aid, Relief, and Economic Security Act | LIBOR: London Inter-Bank Offered Rate |
| CCPA: California Consumer Privacy Act | MLA: Military Lending Act |
| CD: Community Development | MOHELA: Missouri Higher Education Loan Authority |
| CET1: Common Equity Tier 1 | MSB: Money services business |
| CFP: Certified financial planners | MSRB: Municipal Securities Rulemaking Board |
| CFPA: Consumer Financial Protection Act | NACHA: National Automated Clearinghouse Association |
| CFPB: Consumer Financial Protection Bureau | Nasdaq: The Nasdaq Global Select Market |
| CFTC: Commodity Futures Trading Commission | NII: Net Interest Income |
| CISO: Chief Information Security Officer | OCC: Office of the Comptroller of the Currency |
| CODM: Chief Operating Decision Maker | OFAC: Office of Foreign Assets Control |
| CPA: Colorado Privacy Act | PCD: Purchased credit deteriorated |
| CPPA: California Privacy Protection Act | PFOF: Payment for order flow |
| CPRA: California Privacy Rights Act | PSU: Performance stock units |
| CRA: Community Reinvestment Act | QIA: Qatar Investment Authority |
| DACA: Deferred Access for Childhood Arrival | RESPA: Real Estate Settlement Procedures Act |
| DCF: Discounted cash flow | ROU: Right-of-use |
| DE&I: Diversity, Equity and Inclusion | RSU: Restricted stock units |
| DEP: Digital engagement practices | SCH: Social Capital Hedosophia Holdings Corp. V |
| Dodd-Frank Act: Dodd-Frank Wall Street Reform and Consumer | SCRA: Servicemembers’ Civil Relief Act |
| Protection Act of 2010 | SEC: U.S. Securities and Exchange Commission |
| DSU: Deferred stock units | SPAC: Special purpose acquisition company |
| EBRC: Enterprise Broad Risk Committee | Social Finance: Social Finance, LLC (formerly Social Finance, Inc.) |
| EC: European Commission | SoFi Bank: SoFi Bank, National Association |
| ECOA: Equal Credit Opportunity Act | SoFi Capital Advisors: SoFi Capital Advisors, LLC |
| EFTA: Electronic Fund Transfer Act | SoFi Securities: SoFi Securities LLC |
| EPS: Earnings (loss) per share of common stock | SoFi Stadium: The LA Stadium and Entertainment District at Hollywood |
| ESG: Environmental, social and corporate governance | Park in Inglewood, California |
| ESIGN: Electronic Signatures in Global and National Commerce Act | SoFi Wealth: SoFi Wealth LLC |
| ETF: Exchange-Traded Funds | SOFR: Secured Overnight Financing Rate |
| EVE: Economic value of equity | SPE: Special purpose entity |
| FCA: Financial Conduct Authority | SRO: Self-regulatory organizations |
| FCRA: Fair Credit Reporting Act | TBA: To-be-announced security |
| FDCPA: Fair Debt Collection Practices Act | TCJA: Tax Cuts and Jobs Act |
| FDIA: Federal Deposit Insurance Act | TCPA: Federal Telephone Consumer Protection Act |
| FDIC: Federal Deposit Insurance Corporation | Technisys: Technisys S.A., a Luxembourg société anonyme |
| Federal Reserve: Board of Governors of the Federal Reserve System | TDR: Troubled debt restructuring |
| FHA: Fair Housing Act | TILA: Truth in Lending Act |
| FHFA: Federal Housing Finance Agency | UDAAP: Unfair, deceptive or abusive acts or practices |
| FHLB: Federal Home Loan Bank | UETA: Uniform Electronic Transactions Act |
| FinCEN: Financial Crimes Enforcement Network | URG: Underrepresented Group |
| FINRA: Financial Industry Regulatory Authority | VA: United Stated Department of Veterans Affairs |
| FRB: Federal Reserve Bank of San Francisco | VIE: Variable interest entity |
| FTC: Federal Trade Commission | Wyndham: Wyndham Capital Mortgage |
| FTP: Fund transfer pricing | |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.