SoFi Technologies Inc
For the period ended Dec 31, 2023. Filed Feb 27, 2024.
View on SEC.govAbout this filing
A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2023 · Filed Feb 27, 2024
SOFI$16.37-2.3%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Glossary of Terms and Acronyms
| ACH: Automated clearing house | GAAP: U.S. Generally Accepted Accounting Principles |
|---|---|
| AFS: Available-for-sale | GLBA: Gramm-Leach-Bliley Act |
| ALCO: Asset Liability Committee | Golden Pacific: Golden Pacific Bancorp, Inc. |
| AWS: Amazon Web Services | GSE: Government-Sponsored Enterprise |
| AOCI: Accumulated other comprehensive income (loss) | HFI: Held for investment |
| ASU: Accounting Standards Update | HFS: Held for sale |
| ATDS: Automatic telephone dialing systems | HMDA: Home Mortgage Disclosure Act |
| BHCA: Bank Holding Company Act of 1956, as amended | IRLC: Interest rate lock commitment |
| BPS: Basis points | IRS: Internal Revenue Service |
| BSA: Bank Secrecy Act | LIBOR: London Inter-Bank Offered Rate |
| CALM: Capital and Asset Liability Management policy | MLA: Military Lending Act |
| CARES Act: Coronavirus Aid, Relief, and Economic Security Act | MOHELA: Missouri Higher Education Loan Authority |
| CCPA: California Consumer Privacy Act | MSB: Money services business |
| CD: Community Development | MSRB: Municipal Securities Rulemaking Board |
| CET1: Common Equity Tier 1 | NACHA: National Automated Clearinghouse Association |
| CFP: Certified financial planners | Nasdaq: The Nasdaq Global Select Market |
| CFPB: Consumer Financial Protection Bureau | OCC: Office of the Comptroller of the Currency |
| CFTC: Commodity Futures Trading Commission | OFAC: Office of Foreign Assets Control |
| CISO: Chief Information Security Officer | PCD: Purchased credit deteriorated |
| CODM: Chief Operating Decision Maker | PFOF: Payment for order flow |
| CPA: Colorado Privacy Act | PSU: Performance stock units |
| CPPA: California Privacy Protection Act | QIA: Qatar Investment Authority |
| CPRA: California Privacy Rights Act | RESPA: Real Estate Settlement Procedures Act |
| CRA: Community Reinvestment Act | ROU: Right-of-use |
| DACA: Deferred Access for Childhood Arrival | RSU: Restricted stock units |
| DCF: Discounted cash flow | SCH: Social Capital Hedosophia Holdings Corp. V |
| DE&I: Diversity, Equity and Inclusion | SCRA: Servicemembers’ Civil Relief Act |
| DEP: Digital engagement practices | SEC: U.S. Securities and Exchange Commission |
| Dodd-Frank Act: Dodd-Frank Wall Street Reform and Consumer | SPAC: Special purpose acquisition company |
| Protection Act of 2010 | Social Finance: Social Finance, Inc. |
| DSU: Deferred stock units | SoFi Bank: SoFi Bank, National Association |
| EC: European Commission | SoFi Capital Advisors: SoFi Capital Advisors, LLC |
| ECOA: Equal Credit Opportunity Act | SoFi Securities: SoFi Securities LLC |
| EFTA: Electronic Fund Transfer Act | SoFi Stadium: The LA Stadium and Entertainment District at Hollywood |
| ESG: Environmental, social and corporate governance | Park in Inglewood, California |
| ESIGN: Electronic Signatures in Global and National Commerce Act | SoFi Wealth: SoFi Wealth LLC |
| ETF: Exchange-Traded Funds | SOFR: Secured Overnight Financing Rate |
| FCA: Financial Conduct Authority | SPE: Special purpose entity |
| FCRA: Fair Credit Reporting Act | SRO: Self-regulatory organizations |
| FDCPA: Fair Debt Collection Practices Act | TBA: To-be-announced |
| FDIA: Federal Deposit Insurance Act | TCJA: Tax Cuts and Jobs Act |
| FDIC: Federal Deposit Insurance Corporation | TCPA: Federal Telephone Consumer Protection Act |
| Federal Reserve: Board of Governors of the Federal Reserve System | Technisys: Technisys S.A., a Luxembourg société anonyme |
| FHA: Fair Housing Act | TDR: Troubled debt restructuring |
| FHFA: Federal Housing Finance Agency | TILA: Truth in Lending Act |
| FHLB: Federal Home Loan Bank | UDAAP: Unfair, deceptive or abusive acts or practices |
| FinCEN: Financial Crimes Enforcement Network | UETA: Uniform Electronic Transactions Act |
| FINRA: Financial Industry Regulatory Authority | URG: Underrepresented Group |
| FRB: Federal Reserve Bank of San Francisco | VA: United Stated Department of Veterans Affairs |
| FTC: Federal Trade Commission | VIE: Variable interest entity |
| FTP: Fund transfer pricing | Wyndham: Wyndham Capital Mortgage |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.