OppFi Inc.

For the period ended Sep 30, 2026. Filed Nov 5, 2026.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2026 · Filed Nov 5, 2026

OPFI$6.03-2.4%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Consolidated Statements of Stockholders’ Equity

Consolidated Statements of Stockholders’ Equity (Unaudited)

Class A Common Stock · Class V Voting Stock · Additional Paid- · Retained Earnings · Treasury · Noncontrolling · Total Stockholders’
	Shares	Amount	Shares	Amount	in Capital	(Accumulated Deficit)	Stock	Interest	Equity
Balance, June 30, 2026	85,301,728	$9	—	$—	$437,238	$9,730	$(32,722)	$—	$414,255
Issuance of common stock under equity incentive plan	225,559	—	—	—	—	—	—	—	—
Issuance of common stock under employee stock purchase plan	46,966	—	—	—	396	—	—	—	396
Stock-based compensation	—	—	—	—	1,624	—	—	—	1,624
Exercise of warrants	100	—	—	—	1	—	—	—	1
Tax withholding on vesting of restricted stock units	(66,003)	—	—	—	(682)	—	—	—	(682)
Purchase of treasury stock	(828,665)	—	—	—	—	—	(6,750)	—	(6,750)
Net income	—	—	—	—	—	34,479	—	—	34,479
Balance, September 30, 2026	84,679,685	$9	—	$—	$438,577	$44,209	$(39,472)	$—	$443,323
Balance, June 30, 2025	27,868,255	$3	59,199,542	$6	$110,884	$(91,531)	$(6,011)	$204,354	$217,705
Exchange of Class V shares	501,301	—	(501,301)	—	323	101	—	(424)	—
Issuance of common stock under equity incentive plan	287,052	—	—	—	—	—	—	—	—
Issuance of common stock under employee stock purchase plan	48,376	—	—	—	332	—	—	—	332
Stock-based compensation	—	—	—	—	1,928	—	—	—	1,928
Tax withholding on vesting of restricted stock units	(86,379)	—	—	—	(1,150)	—	—	—	(1,150)
Purchase of treasury stock	(710,430)	—	—	—	—	—	(7,354)	—	(7,354)
Member distributions	—	—	—	—	—	—	—	(10,397)	(10,397)
Tax receivable agreement	—	—	—	—	(851)	—	—	—	(851)
Deferred tax asset	—	—	—	—	1,108	—	—	—	1,108
Net income	—	—	—	—	—	41,635	—	34,298	75,933
Balance, September 30, 2025	27,908,175	$3	58,698,241	$6	$112,574	$(49,795)	$(13,365)	$227,831	$277,254
Continued on next page

Consolidated Statements of Stockholders’ Equity (Unaudited) - Continued

Class A Common Stock · Class V Voting Stock · Additional Paid- · Retained Earnings · Treasury · Noncontrolling · Total Stockholders’
Shares · Amount · Shares · Amount · in Capital · (Accumulated Deficit) · Stock · Interest · Equity
Balance, December 31, 2025	27,272,028		$3		58,698,241		$6		$113,508		$(33,505)	$(21,528)	$250,392	$308,876
Exchange of Class V shares	60,000		—		(60,000)		—		(995)		(8)	—	1,003	—
Issuance of common stock under equity incentive plan	924,793		—		—		—		—		—	—	—	—
Issuance of common stock under employee stock purchase plan	75,427		—		—		—		649		—	—	—	649
Stock-based compensation	—		—		—		—		6,373		—	—	—	6,373
Exercise of warrants	100		—		—		—		1		—	—	—	1
Tax withholding on vesting of restricted stock units	(281,133)		—		—		—		(2,569)		—	—	—	(2,569)
Purchase of treasury stock	(2,009,771)		—		—		—		—		—	(17,944)	—	(17,944)
Member distributions	—		—		—		—		—		—	—	(22,814)	(22,814)
Tax receivable agreement	—		—		—		—		(21)		—	—	—	(21)
Deferred tax asset	—		—		—		—		7,716		—	—	—	7,716
Up-C collapse	58,638,241		6		(58,638,241)		(6)		254,988		—	—	(254,988)	—
Tax receivable agreement settlement	—		—		—		—		58,927		—	—	—	58,927
Net income	—		—		—		—		—		77,722	—	26,407	104,129
Balance, September 30, 2026	84,679,685		$9		—		$—		$438,577		$44,209	$(39,472)	$—	$443,323
Balance, December 31, 2024	22,036,015	$2		64,189,434	$7		$93,903		$(55,127)		$(6,011)	$201,439	$234,213
Exchange of Class V shares	5,491,193	1		(5,491,193)	(1)	11,405	2,263	—	(13,668)	—
Issuance of common stock under equity incentive plan	1,364,365	—	—	—	—	—	—	—	—
Issuance of common stock under employee stock purchase plan	78,665	—	—	—	423	—	—	—	423
Stock-based compensation	—	—	—	—	8,280	—	—	—	8,280
Exercise of warrants	275	—	—	—	4	—	—	—	4
Exercise of stock options	400	—	—	—	1	—	—	—	1
Tax withholding on vesting of restricted stock units	(352,308)	—	—	—	(3,619)	—	—	—	(3,619)
Purchase of treasury stock	(710,430)	—	—	—	—	—	(7,354)	—	(7,354)
Common stock dividend ($0.25 per share)	—	—	—	—	—	(6,414)	—	—	(6,414)
Member distributions	—	—	—	—	—	—	—	(58,260)	(58,260)
Tax receivable agreement	—	—	—	—	(10,284)	—	—	—	(10,284)
Deferred tax asset	—	—	—	—	12,461	—	—	—	12,461
Net income	—	—	—	—	—	9,483	—	98,320	107,803
Balance, September 30, 2025	27,908,175		$3		58,698,241		$6		$112,574		$(49,795)	$(13,365)	$227,831	$277,254
See notes to consolidated financial statements.

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.