OppFi Inc.

For the period ended Sep 30, 2025. Filed Nov 6, 2025.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2025 · Filed Nov 6, 2025

OPFI$6.03-2.4%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Consolidated Statements of Stockholders’ Equity

Consolidated Statements of Stockholders’ Equity (Unaudited)

Class A Common Stock · Class V Voting Stock · Additional Paid- · Accumulated · Treasury · Noncontrolling · Total Stockholders’
	Shares	Amount	Shares	Amount	in Capital	Deficit	Stock	Interest	Equity
Balance, June 30, 2025	27,868,255	$3	59,199,542	$6	$110,884	$(91,531)	$(6,011)	$204,354	$217,705
Exchange of Class V shares	501,301	—	(501,301)	—	323	101	—	(424)	—
Issuance of common stock under equity incentive plan	287,052	—	—	—	—	—	—	—	—
Issuance of common stock under employee stock purchase plan	48,376	—	—	—	332	—	—	—	332
Stock-based compensation	—	—	—	—	1,928	—	—	—	1,928
Tax withholding on vesting of restricted stock units	(86,379)	—	—	—	(1,150)	—	—	—	(1,150)
Purchase of treasury stock	(710,430)	—	—	—	—	—	(7,354)	—	(7,354)
Member distributions	—	—	—	—	—	—	—	(10,397)	(10,397)
Tax receivable agreement	—	—	—	—	(851)	—	—	—	(851)
Deferred tax asset	—	—	—	—	1,108	—	—	—	1,108
Net income	—	—	—	—	—	41,635	—	34,298	75,933
Balance, September 30, 2025	27,908,175	$3	58,698,241	$6	$112,574	$(49,795)	$(13,365)	$227,831	$277,254
Balance, June 30, 2024	19,600,819	$2	91,286,966	$9	$80,951	$(57,341)	$(4,993)	$183,061	$201,689
Exchange of Class V shares	1,028,860	—	(1,028,860)	—	9,538	2,439	—	(11,977)	—
Issuance of common stock under equity incentive plan	224,564	—	—	—	—	—	—	—	—
Issuance of common stock under employee stock purchase plan	60,971	—	—	—	175	—	—	—	175
Issuance of Class V shares related to equity investment	—	—	734,851	—	2,836	—	—	—	2,836
Forfeiture of Class V shares related to forfeiture of earnout units	—	—	(25,500,000)	(2)	2	—	—	—	—
Stock-based compensation	—	—	—	—	1,086	—	—	—	1,086
Tax withholding on vesting of restricted stock units	(67,870)	—	—	—	(263)	—	—	—	(263)
Purchase of treasury stock	(264,995)	—	—	—	—	—	(1,018)	—	(1,018)
Member distributions	—	—	—	—	—	—	—	(13,459)	(13,459)
Tax receivable agreement	—	—	—	—	(163)	—	—	—	(163)
Deferred tax asset	—	—	—	—	(2,634)	—	—	—	(2,634)
Net income	—	—	—	—	—	4,264	—	27,793	32,057
Balance, September 30, 2024	20,582,349	$2	65,492,957	$7	$91,528	$(50,638)	$(6,011)	$185,418	$220,306
Continued on next page

Consolidated Statements of Stockholders’ Equity (Unaudited) - Continued

Class A Common Stock · Class V Voting Stock · Additional Paid- · Accumulated · Treasury · Noncontrolling · Total Stockholders’
	Shares	Amount	Shares	Amount	in Capital	Deficit	Stock	Interest	Equity
Balance, December 31, 2024	22,036,015	$2	64,189,434	$7	$93,903	$(55,127)	$(6,011)	$201,439	$234,213
Exchange of Class V shares	5,491,193	1	(5,491,193)	(1)	11,405	2,263	—	(13,668)	—
Issuance of common stock under equity incentive plan	1,364,365	—	—	—	—	—	—	—	—
Issuance of common stock under employee stock purchase plan	78,665	—	—	—	423	—	—	—	423
Stock-based compensation	—	—	—	—	8,280	—	—	—	8,280
Exercise of warrants	275	—	—	—	4	—	—	—	4
Exercise of stock options	400	—	—	—	1	—	—	—	1
Tax withholding on vesting of restricted stock units	(352,308)	—	—	—	(3,619)	—	—	—	(3,619)
Purchase of treasury stock	(710,430)	—	—	—	—	—	(7,354)	—	(7,354)
Common stock dividend ($0.25 per share)	—	—	—	—	—	(6,414)	—	—	(6,414)
Member distributions	—	—	—	—	—	—	—	(58,260)	(58,260)
Tax receivable agreement	—	—	—	—	(10,284)	—	—	—	(10,284)
Deferred tax asset	—	—	—	—	12,461	—	—	—	12,461
Net income	—	—	—	—	—	9,483	—	98,320	107,803
Balance, September 30, 2025	27,908,175	$3	58,698,241	$6	$112,574	$(49,795)	$(13,365)	$227,831	$277,254
Balance, December 31, 2023	18,850,860	$2	91,898,193	$9	$76,480	$(63,591)	$(2,460)	$183,589	$194,029
Exchange of Class V shares	1,640,087	—	(1,640,087)	—	10,658	2,460	—	(13,118)	—
Issuance of common stock under equity incentive plan	1,294,128	—	—	—	—	—	—	—	—
Issuance of common stock under employee stock purchase plan	127,043	—	—	—	294	—	—	—	294
Issuance of Class V shares related to equity investment	—	—	734,851	—	2,836	—	—	—	2,836
Forfeiture of Class V shares related to forfeiture of earnout units	—	—	(25,500,000)	(2)	2	—	—	—	—
Stock-based compensation	—	—	—	—	4,182	—	—	—	4,182
Tax withholding on vesting of restricted stock units	(295,059)	—	—	—	(1,004)	—	—	—	(1,004)
Purchase of treasury stock	(1,034,710)	—	—	—	—	—	(3,551)	—	(3,551)
Common stock dividend ($0.12 per share)	—	—	—	—	—	(2,374)	—	—	(2,374)
Member distributions	—	—	—	—	—	—	—	(42,050)	(42,050)
Tax receivable agreement	—	—	—	—	(33)	—	—	—	(33)
Deferred tax asset	—	—	—	—	(1,887)	—	—	—	(1,887)
Net income	—	—	—	—	—	12,867	—	56,997	69,864
Balance, September 30, 2024	20,582,349	$2	65,492,957	$7	$91,528	$(50,638)	$(6,011)	$185,418	$220,306
See notes to consolidated financial statements.

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.