OppFi Inc.
For the period ended Jun 30, 2025. Filed Aug 7, 2025.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Jun 30, 2025 · Filed Aug 7, 2025
OPFI$6.03-2.4%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Consolidated Statements of Stockholders’ Equity
Consolidated Statements of Stockholders’ Equity (Unaudited)
| Class A Common Stock · Class V Voting Stock · Additional Paid- · Accumulated · Treasury · Noncontrolling · Total Stockholders’ | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| Shares | Amount | Shares | Amount | in Capital | Deficit | Stock | Interest | Equity | |
| Balance, March 31, 2025 | 25,309,798 | $3 | 61,134,952 | $6 | $100,720 | $(72,168) | $(6,011) | $214,214 | $236,764 |
| Exchange of Class V shares | 1,935,410 | — | (1,935,410) | — | 4,091 | 1,417 | — | (5,508) | — |
| Issuance of common stock under equity incentive plan | 793,672 | — | — | — | — | — | — | — | — |
| Stock-based compensation | — | — | — | — | 5,091 | — | — | — | 5,091 |
| Exercise of warrants | 200 | — | — | — | 3 | — | — | — | 3 |
| Exercise of stock options | 400 | — | — | — | 1 | — | — | — | 1 |
| Tax withholding on vesting of restricted stock units | (171,225) | — | — | — | (1,621) | — | — | — | (1,621) |
| Member distributions | — | — | — | — | — | — | — | (36,612) | (36,612) |
| Tax receivable agreement | — | — | — | — | (3,551) | — | — | — | (3,551) |
| Deferred tax asset | — | — | — | — | 6,150 | — | — | — | 6,150 |
| Net (loss) income | — | — | — | — | — | (20,780) | — | 32,260 | 11,480 |
| Balance, June 30, 2025 | 27,868,255 | $3 | 59,199,542 | $6 | $110,884 | $(91,531) | $(6,011) | $204,354 | $217,705 |
| Balance, March 31, 2024 | 19,311,623 | $2 | 91,606,194 | $9 | $78,669 | $(58,044) | $(2,460) | $179,116 | $197,292 |
| Exchange of Class V shares | 319,228 | — | (319,228) | — | 435 | 11 | — | (446) | — |
| Issuance of common stock under equity incentive plan | 912,852 | — | — | — | — | — | — | — | — |
| Stock-based compensation | — | — | — | — | 2,092 | — | — | — | 2,092 |
| Tax withholding on vesting of restricted stock units | (173,169) | — | — | — | (552) | — | — | — | (552) |
| Purchase of treasury stock | (769,715) | — | — | — | — | — | (2,533) | — | (2,533) |
| Common stock dividend ($0.12 per share) | — | — | — | — | — | (2,374) | — | — | (2,374) |
| Member distributions | — | — | — | — | — | — | — | (20,219) | (20,219) |
| Tax receivable agreement | — | — | — | — | (216) | — | — | — | (216) |
| Deferred tax asset | — | — | — | — | 523 | — | — | — | 523 |
| Net income | — | — | — | — | — | 3,066 | — | 24,610 | 27,676 |
| Balance, June 30, 2024 | 19,600,819 | $2 | 91,286,966 | $9 | $80,951 | $(57,341) | $(4,993) | $183,061 | $201,689 |
| Continued on next page | |||||||||
Consolidated Statements of Stockholders’ Equity (Unaudited) - Continued
| Class A Common Stock · Class V Voting Stock · Additional Paid- · Accumulated · Treasury · Noncontrolling · Total Stockholders’ | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| Shares | Amount | Shares | Amount | in Capital | Deficit | Stock | Interest | Equity | |
| Balance, December 31, 2024 | 22,036,015 | $2 | 64,189,434 | $7 | $93,903 | $(55,127) | $(6,011) | $201,439 | $234,213 |
| Exchange of Class V shares | 4,989,892 | 1 | (4,989,892) | (1) | 11,082 | 2,162 | — | (13,244) | — |
| Issuance of common stock under equity incentive plan | 1,077,313 | — | — | — | — | — | — | — | — |
| Issuance of common stock under employee stock purchase plan | 30,289 | — | — | — | 91 | — | — | — | 91 |
| Stock-based compensation | — | — | — | — | 6,352 | — | — | — | 6,352 |
| Exercise of warrants | 275 | — | — | — | 4 | — | — | — | 4 |
| Exercise of stock options | 400 | — | — | — | 1 | — | — | — | 1 |
| Tax withholding on vesting of restricted stock units | (265,929) | — | — | — | (2,469) | — | — | — | (2,469) |
| Common stock dividend ($0.25 per share) | — | — | — | — | — | (6,414) | — | — | (6,414) |
| Member distributions | — | — | — | — | — | — | — | (47,863) | (47,863) |
| Tax receivable agreement | — | — | — | — | (9,433) | — | — | — | (9,433) |
| Deferred tax asset | — | — | — | — | 11,353 | — | — | — | 11,353 |
| Net (loss) income | — | — | — | — | — | (32,152) | — | 64,022 | 31,870 |
| Balance, June 30, 2025 | 27,868,255 | $3 | 59,199,542 | $6 | $110,884 | $(91,531) | $(6,011) | $204,354 | $217,705 |
| Balance, December 31, 2023 | 18,850,860 | $2 | 91,898,193 | $9 | $76,480 | $(63,591) | $(2,460) | $183,589 | $194,029 |
| Exchange of Class V shares | 611,227 | — | (611,227) | — | 1,120 | 21 | — | (1,141) | — |
| Issuance of common stock under equity incentive plan | 1,069,564 | — | — | — | — | — | — | — | — |
| Issuance of common stock under employee stock purchase plan | 66,072 | — | — | — | 119 | — | — | — | 119 |
| Stock-based compensation | — | — | — | — | 3,096 | — | — | — | 3,096 |
| Tax withholding on vesting of restricted stock units | (227,189) | — | — | — | (741) | — | — | — | (741) |
| Purchase of treasury stock | (769,715) | — | — | — | — | — | (2,533) | — | (2,533) |
| Common stock dividend ($0.12 per share) | — | — | — | — | — | (2,374) | — | — | (2,374) |
| Member distributions | — | — | — | — | — | — | — | (28,591) | (28,591) |
| Tax receivable agreement | — | — | — | — | 130 | — | — | — | 130 |
| Deferred tax asset | — | — | — | — | 747 | — | — | — | 747 |
| Net income | — | — | — | — | — | 8,603 | — | 29,204 | 37,807 |
| Balance, June 30, 2024 | 19,600,819 | $2 | 91,286,966 | $9 | $80,951 | $(57,341) | $(4,993) | $183,061 | $201,689 |
| See notes to consolidated financial statements. | |||||||||
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.