California BanCorp \ CA
For the period ended Jun 30, 2026. Filed Aug 7, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Jun 30, 2026 · Filed Aug 7, 2026
BCAL$22.06-0.1%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Item 1. Consolidated Balance Sheets
| June 30,2026 | December 31,2025 | |
|---|---|---|
| ASSETS | ||
| Cash and due from banks | $55,196 | $52,013 |
| Federal funds and other interest-bearing balances | 209,755 | 347,900 |
| Total cash and cash equivalents | 264,951 | 399,913 |
| Debt securities available-for-sale, at fair value (amortized cost of $316,289 and $237,191 at June 30, 2026 and December 31, 2025) | 308,792 | 234,890 |
| Debt securities held-to-maturity, at amortized cost (fair value of $49,054 and $49,308 at June 30, 2026 and December 31, 2025) | 52,761 | 52,936 |
| Loans held for sale, at lower of cost or fair value | 15,828 | 25,105 |
| Loans held for investment | 3,094,753 | 3,033,887 |
| Allowance for credit losses on loans | (34,860) | (34,348) |
| Loans held for investment, net | 3,059,893 | 2,999,539 |
| Restricted stock, at cost | 30,941 | 30,932 |
| Premises and equipment, net | 12,154 | 12,116 |
| Right-of-use asset | 14,664 | 15,094 |
| Other real estate owned, net | 8,613 | — |
| Goodwill | 110,934 | 110,934 |
| Intangible assets, net | 16,880 | 18,480 |
| Bank owned life insurance | 67,903 | 67,367 |
| Deferred taxes, net | 26,054 | 29,041 |
| Accrued interest receivable and other assets | 34,891 | 37,039 |
| Total assets | $4,025,259 | $4,033,386 |
| LIABILITIES | ||
| Noninterest-bearing demand | $1,256,822 | $1,178,256 |
| Interest-bearing NOW accounts | 819,746 | 840,593 |
| Money market and savings accounts | 1,190,498 | 1,223,486 |
| Time deposits | 92,039 | 128,246 |
| Total deposits | 3,359,105 | 3,370,581 |
| Borrowings | 34,611 | 33,832 |
| Operating lease liability | 18,375 | 18,936 |
| Accrued interest payable and other liabilities | 26,528 | 33,451 |
| Total liabilities | 3,438,619 | 3,456,800 |
| Commitments and contingencies (Note 3 and 10) | ||
| SHAREHOLDERS’ EQUITY | ||
| Preferred stock - 50,000,000 shares authorized, no par value; no shares issued and outstanding at June 30, 2026 and December 31, 2025 | — | — |
| Common stock - 50,000,000 shares authorized, no par value; issued and outstanding 32,110,117 and 32,418,182 at June 30, 2026 and December 31, 2025 | 434,514 | 442,394 |
| Retained earnings | 157,407 | 135,813 |
| Accumulated other comprehensive loss - net of taxes | (5,281) | (1,621) |
| Total shareholders’ equity | 586,640 | 576,586 |
| Total liabilities and shareholders’ equity | $4,025,259 | $4,033,386 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.