Chime Financial, Inc.

Securities Trading Plans of Directors and Executive Officers

Except as described below, during the three months ended September 30, 2026, none of our officers or directors, as defined in Rule 16a-1(f) of the Exchange Act, adopted, modified, orterminated any contract, instruction, or written plan for the purchase or sale of our securities that was intended to satisfy the affirmative defense conditions of Rule 10b5-1(c) (a “Rule 10b5-1 trading arrangement”) or any “non-Rule 10b5-1 trading arrangement,” as defined in Regulation S-K Item 408.

On September 11, 2026, Amine Asmerom, our Chief Accounting Officer, adopted a “Rule 10b5-1 trading arrangement” (as defined in Item 408(a) of Regulation S-K) intended to satisfy the affirmative defense of Rule 10b5-1(c) under the Exchange Act pursuant to which he may sell up to 79,913 shares of our Class A common stock on or prior to June 15, 2027.

On September 16, 2026, Christopher Britt, our Chief Executive Officer and the chairman of our Board of Directors, through the Britt Living Trust, adopted a “Rule 10b5-1 trading arrangement” (as defined in Item 408(a) of Regulation S-K) intended to satisfy the affirmative defense of Rule 10b5-1(c) under the Exchange Act pursuant to which he may sell up to 1,750,000 shares of our Class A common stock on or prior to December 17, 2027. This trading arrangement will not commence until the expiration of Mr. Britt’s previous trading arrangement by its terms on December 5, 2026.

On September 11, 2026, Mark Troughton, our President and Interim Chief Financial Officer, adopted a “Rule 10b5-1 trading arrangement” (as defined in Item 408(a) of Regulation S-K) intended to satisfy the affirmative defense of Rule 10b5-1(c) under the Exchange Act pursuant to which he may sell up to 750,000 shares of our Class A common stock on or prior to May 31, 2027.

On September 16, 2026, Ryan King, our Co-Founder and a member of our Board of Directors, through the King Family Trust, adopted a “Rule 10b5-1 trading arrangement” (as defined in Item 408(a) of Regulation S-K) intended to satisfy the affirmative defense of Rule 10b5-1(c) under the Exchange Act pursuant to which he may sell up to 2,250,000 shares of our Class A common stock on or prior to January 6, 2028. This trading arrangement will not commence until the expiration of Mr. King’s previous trading arrangement by its terms on January 5, 2027.