Chime Financial, Inc.
For the period ended Sep 30, 2026. Filed Nov 5, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2026 · Filed Nov 5, 2026
CHYM$32.54+0.0%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Condensed Consolidated Balance Sheets
| September 30,2026 | December 31,2025 | |
|---|---|---|
| Assets | ||
| Current assets: | ||
| Cash and cash equivalents | $636,656 | $466,252 |
| Restricted cash | 118,866 | 14,508 |
| Marketable securities | 546,319 | 587,828 |
| Product collateral | 219,794 | 251,204 |
| Accounts receivable, net | 320,000 | 257,884 |
| Loans held for investment, net | 92,417 | 71,581 |
| Prepaid expenses and other current assets | 71,231 | 106,753 |
| Total current assets | 2,005,283 | 1,756,010 |
| Property, equipment, and software, net | 95,072 | 94,320 |
| Operating lease right-of-use assets, net | 76,784 | 83,429 |
| Other assets | 30,288 | 30,846 |
| Total assets | $2,207,427 | $1,964,605 |
| Liabilities and stockholders’ equity | ||
| Current liabilities: | ||
| Accounts payable | $29,210 | $38,680 |
| Accrued and other current liabilities | 241,024 | 201,862 |
| Product obligation | 147,698 | 147,382 |
| Total current liabilities | 417,932 | 387,924 |
| Operating lease liabilities, net of current portion | 115,118 | 123,284 |
| Warehouse facility | 100,000 | — |
| Other non-current liabilities | 32,219 | 51,691 |
| Total liabilities | 665,269 | 562,899 |
| Commitments and contingencies (Note 20) | ||
| Stockholders’ equity: | ||
| Preferred stock, $0.0001 par value: 100,000,000 shares authorized, no shares issued and outstanding as of September 30, 2026 and December 31, 2025. | — | — |
| Class A common stock, $0.0001 par value: 5,000,000,000 shares authorized, 352,879,240 shares issued and outstanding as of September 30, 2026. 5,000,000,000 shares authorized, 347,751,083 issued and outstanding as of December 31, 2025. | 28 | 28 |
| Class B common stock, $0.0001 par value: 65,000,000 shares authorized, 30,420,959 shares issued and outstanding as of September 30, 2026. 65,000,000 shares authorized, 32,182,289 issued and outstanding as of December 31, 2025. | 3 | 3 |
| Class C common stock, $0.0001 par value: 500,000,000 shares authorized, no shares issued and outstanding as of September 30, 2026 and December 31, 2025. | — | — |
| Additional paid-in capital | 4,794,166 | 4,775,607 |
| Accumulated other comprehensive income (loss) | (2,965) | 172 |
| Accumulated deficit | (3,249,074) | (3,374,104) |
| Total stockholders’ equity | 1,542,158 | 1,401,706 |
| Total liabilities and stockholders’ equity | $2,207,427 | $1,964,605 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.