Chime Financial, Inc.
For the period ended Jun 30, 2025. Filed Aug 11, 2025.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Jun 30, 2025 · Filed Aug 11, 2025
CHYM$32.53+3.8%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Condensed Consoli dated Statements of Operations
(In thousands, except share and per share amounts)
| Three Months EndedJune 30, | Six Months EndedJune 30, | |||
|---|---|---|---|---|
| 2025 | 2024 | 2025 | 2024 | |
| Revenue | $528,149 | $384,214 | $1,046,893 | $776,186 |
| Cost of revenue | 67,120 | 50,504 | 127,538 | 97,951 |
| Gross profit | 461,029 | 333,710 | 919,355 | 678,235 |
| Operating expenses: | ||||
| Transaction and risk losses | 98,247 | 35,000 | 207,392 | 71,038 |
| Member support and operations | 203,097 | 69,821 | 281,706 | 137,889 |
| Sales and marketing | 185,006 | 118,021 | 317,579 | 235,068 |
| Technology and development | 621,754 | 75,371 | 699,636 | 150,301 |
| General and administrative | 279,667 | 41,638 | 326,840 | 80,890 |
| Depreciation and amortization | 3,896 | 3,300 | 7,703 | 7,458 |
| Total operating expenses | 1,391,667 | 343,151 | 1,840,856 | 682,644 |
| Loss from operations | (930,638) | (9,441) | (921,501) | (4,409) |
| Other income, net | 6,215 | 9,904 | 11,569 | 20,413 |
| Income (loss) before income taxes | (924,423) | 463 | (909,932) | 16,004 |
| Provision (benefit) for income taxes | (1,047) | 78 | 505 | (284) |
| Net income (loss) | $(923,376) | $385 | $(910,437) | $16,288 |
| Undistributed earnings attributable to preferred stockholders | — | (385) | — | (16,288) |
| Net income (loss) attributable to common stockholders | $(923,376) | $— | $(910,437) | $— |
| Net income (loss) per share attributable to common stockholders, basic and diluted | $(7.29) | $— | $(9.44) | $— |
| Weighted average number of shares outstanding used to compute net income (loss) per share attributable to common stockholders, basic and diluted | 126,620,499 | 64,677,568 | 96,412,477 | 64,558,990 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.