Angel Oak Mortgage REIT, Inc.

(b) Fifth Amended and Restated Bylaws

On and effective as of October 6, 2026, our Board of Directors adopted amended and restated bylaws (as so amended and restated, the “Fifth Amended and Restated Bylaws”). The Fifth Amended and Restated Bylaws, among other things:

•Enhance the procedures for stockholder-requested special meetings, including requirements relating to special meeting requests, information and representations provided by requesting stockholders and related persons;

•Enhance the procedures with respect to stockholder nominations of directors and submissions of stockholder proposals, including, without limitation:

◦Specifying additional types of information that a proposing or nominating stockholder and a stockholder’s proposed director nominees must provide to the Company;

◦Providing that if no annual meeting was held in the preceding year or if an annual meeting is more than 30 days before or more than 60 days after (rather than more than 30 days before or after) the first anniversary of the preceding year's annual meeting, notices of nomination or business must be delivered not earlier than the 150th day prior to the date of such annual meeting and not later than the later of the close of business on the 120th day prior to the date of such annual meeting, as originally convened, or the tenth day following the day on which public announcement of the date of such meeting is first made;

◦Address matters relating to Rule 14a-19 under the Exchange Act;

◦Expand requirements for stockholders to update notices and provide supplemental information upon request of the Company;

•Provide that, to be eligible to serve on our Board of Directors, any nominee must submit to interviews by our Board of Directors (or any committee or other subset of our Board of Directors) within 10 days following the date of any reasonable request;

•Clarify the authority of our Board of Directors and the chair of a stockholder meeting to adopt or prescribe rules, regulations and procedures governing the conduct of stockholder meetings;

•Clarify the exclusive forum provision for certain state law claims;

•Establish the federal district courts of the United States of America as the exclusive forum for complaints asserting solely claims arising under the Securities Act of 1933, as amended; and

•Make various other updates, including ministerial and conforming changes and changes in furtherance of gender neutrality.

The foregoing summary of the Fifth Amended and Restated Bylaws does not purport to be complete and is qualified in its entirety by reference to the complete text of the Fifth Amended and Restated Bylaws, which is filed as Exhibit 3.3 to this report and incorporated herein by reference.

(c) Trading Plans

During the quarter ended September 30, 2026, none of our directors or officers (as defined in Rule 16a-1(f) of the Exchange Act)

adopted orterminated a Rule 10b5-1 trading arrangement or non-Rule 10b5-1 trading arrangement (as such terms are defined in Item 408 of Regulation S-K).