HOVNANIAN ENTERPRISES INC

For the period ended Oct 31, 2025. Filed Dec 22, 2025.

About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Dec 22, 2025

HOV$105.37+3.9%Stored close · as of Nov 9, 2026

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Contents

Item · Page
	PART I	4
1	Business	4
1A	Risk Factors	13
1B	Unresolved Staff Comments	25
1C	Cybersecurity	25
2	Properties	27
3	Legal Proceedings	27
4	Mine Safety Disclosures	27
	Information About Our Executive Officers	27
	PART II	27
5	Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities	27
6	Reserved	28
7	Management’s Discussion and Analysis of Financial Condition and Results of Operations	29
7A	Quantitative and Qualitative Disclosures About Market Risk	51
8	Financial Statements and Supplementary Data	51
9	Changes in and Disagreements with Accountants on Accounting and Financial Disclosure	51
9A	Controls and Procedures	52
9B	Other Information	52
9C	Disclosure Regarding Foreign Jurisdictions that Prevent Inspections	52
	PART III	53
10	Directors, Executive Officers and Corporate Governance	53
11	Executive Compensation	54
12	Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters	54
13	Certain Relationships and Related Transactions, and Director Independence	55
14	Principal Accountant Fees and Services	55
	PART IV	55
15	Exhibits and Financial Statement Schedules	55
	Signatures	61

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.

About this filing

Table of Contents