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MetroCity Bankshares Inc

For the period ended Mar 31, 2025. Filed May 8, 2025.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Mar 31, 2025 · Filed May 8, 2025

MCBS$36.36+0.9%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Table of Contents

​ · ​ · Page
Part I.​Financial Information​
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Item l.​Financial Statements:​
​​Consolidated Balance Sheets as of March 31, 2025 (unaudited) and December 31, 20243
​​Consolidated Statements of Income (unaudited) for the Three Months Ended March 31, 2025 and 20244
​​Consolidated Statements of Comprehensive Income (unaudited) for the Three Months Ended March 31, 2025 and 20245
​​Consolidated Statements of Shareholders’ Equity (unaudited) for the Three Months Ended March 31, 2025 and 20246
​​Consolidated Statements of Cash Flows (unaudited) for the Three Months Ended March 31, 2025 and 20247
​​Notes to Consolidated Financial Statements (unaudited)9
Item 2.​Management’s Discussion and Analysis of Financial Condition and Results of Operations29
Item 3.​Quantitative and Qualitative Disclosures about Market Risk48
Item 4.​Controls and Procedures49
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Part II.​Other Information​
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Item 1.​Legal Proceedings50
Item 1A.​Risk Factors50
Item 2.​Unregistered Sales of Equity Securities, Use of Proceeds, and Issuer Purchases of Equity Securities50
Item 3.​Defaults Upon Senior Securities51
Item 4.​Mine Safety Disclosures51
Item 5.​Other Information51
Item 6.​Exhibits51
​​Signatures52
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.