Amerant Bancorp Inc.
For the period ended Dec 31, 2025. Filed Feb 27, 2026.
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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Feb 27, 2026
AMTB$30.23+0.4%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Item 15. 1 Consolidated Financial Statements F-
Item 15.1 CONSOLIDATED FINANCIAL STATEMENTS.
AMERANT BANCORP INC. AND SUBSIDIARIES
CONSOLIDATED FINANCIAL STATEMENTS
INDEX
| Page | |
| Reports of Independent Registered Public Accounting Firm (RSM US LLP) (PCAOB ID 49) | F-2 |
|---|---|
| Consolidated Balance Sheets as of December 31, 2025 and 2024 | F-7 |
| Consolidated Statements of Operations and Comprehensive Income for each of the three years in the period ended December 31, 2025 | F-8 |
| Consolidated Statements of Changes in Stockholders’ Equity for each of the three years in the period ended December 31, 2025 | F-10 |
| Consolidated Statements of Cash Flows for each of the three years in the period ended December 31, 2025 | F-11 |
| Notes to Consolidated Financial Statements | F-12 |
| Note 1. Business, Basis of Presentation and Summary of Significant Accounting Policies | F-12 |
| Note 2. Interest Earning Deposits with Banks, Other Short-Term Investments and Restricted Cash | F-30 |
| Note 3. Securities | F-31 |
| Note 4. Loans | F-37 |
| Note 5. Allowance for Credit Losses | F-44 |
| Note 6. Premises and Equipment, Net | F-59 |
| Note 7. Time Deposits | F-60 |
| Note 8. Advances from the Federal Home Loan Bank and Other Borrowings | F-60 |
| Note 9. Senior Notes | F-61 |
| Note 10. Subordinated Notes | F-62 |
| Note 11. Junior Subordinated Debentures Held by Trust Subsidiaries | F-63 |
| Note 12. Derivative Instruments | F-65 |
| Note 13. Leases | F-69 |
| Note 14. Incentive Compensation and Benefit Plans | F-72 |
| Note 15. Income Taxes | F-77 |
| Note 16. Accumulated Other Comprehensive Income (Loss) | F-81 |
| Note 17. Related Party Transactions | F-83 |
| Note 18. Stockholders’ Equity | F-84 |
| Note 19. Commitments and Contingencies | F-87 |
| Note 20. Fair Value Measurements | F-89 |
| Note 21. Fair Value of Financial Instruments | F-95 |
| Note 22. Regulatory Matters | F-96 |
| Note 23. Earnings per Share | F-99 |
| Note 24. Condensed Unconsolidated Holding Companies’ Financial Statements | F-100 |
| Note 25. Segment Information | F-103 |
| Note 26. Supplemental Cash Flow Information | F-107 |
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