BayCom Corp

For the period ended Sep 30, 2025. Filed Nov 7, 2025.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2025 · Filed Nov 7, 2025

BCML$31.29+0.1%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Condensed Consolidated Statements of Income (unaudited)

CONDENSED CONSOLIDATED STATEMENTS OF INCOME

(In thousands, except for share and per share data)


· · Three months ended · · Nine months ended ·
· · September 30, · · September 30, ·
· 2025 · 2024 · 2025 · 2024 ·
· · · · · · · · · · ·
Interest income: · · · ·
Loans, including fees	$29,220	$26,232	$84,331	$76,503
Investment securities	2,315	2,393	7,175	6,530
Fed funds sold and interest-bearing balances in banks	3,017	4,414	8,359	13,348
FHLB dividends	253	243	750	762
FRB dividends	145	144	434	433
Total interest and dividend income	34,950	33,426	101,049	97,576
Interest expense:
Deposits	9,777	9,448	27,669	26,677
Subordinated debt	1,571	892	3,354	2,676
Junior subordinated deferrable interest debentures	193	221	577	656
Total interest expense	11,541	10,561	31,600	30,009
Net interest income	23,409	22,865	69,449	67,567
Provision for credit losses	2,973	1,245	3,818	1,668
Net interest income after provision for credit losses	20,436	21,620	65,631	65,899
Noninterest income:
Gain on sale of loans	—	—	251	287
Gain on equity securities	771	1,420	523	1,672
Service charges and other fees	825	898	2,683	2,471
Loan servicing and other loan fees	403	324	1,308	1,157
Loss on investment in Small Business Investment Company (“SBIC”) fund	(29)	(253)	(365)	(212)
Other income and fees	278	356	801	915
Total noninterest income	2,248	2,745	5,201	6,290
Noninterest expense:
Salaries and employee benefits	10,168	9,569	29,831	29,247
Occupancy and equipment	2,143	2,209	6,462	6,496
Data processing	2,038	1,973	5,804	5,376
Other expense	1,597	2,323	5,592	7,038
Total noninterest expense	15,946	16,074	47,689	48,157
Income before provision for income taxes	6,738	8,291	23,143	24,032
Provision for income taxes	1,731	2,274	6,070	6,538
Net income	$5,007	$6,017	$17,073	$17,494
Earnings per common share:
Basic earnings per common share	$0.46	$0.54	$1.55	$1.55
Weighted average common shares outstanding	10,929,779	11,148,482	11,022,179	11,308,901

Diluted earnings per common share	$0.46	$0.54	$1.55	$1.55
Weighted average common shares outstanding	10,929,779	11,148,482	11,022,179	11,308,901

BAYCOM CORP AND SUBSIDIARY

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.