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IBEX Ltd

For the period ended Jun 30, 2025. Filed Sep 11, 2025.

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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Sep 11, 2025

IBEX$52.23+3.9%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

ITEM 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES

(a) The following are filed as a part of this Form 10-K:

1)Index to Consolidated Financial Statements and Schedule

Report of Independent Registered Public Accounting Firm (Deloitte & Touche LLP, Tampa, Florida;

PCAOB ID Number 34)

Consolidated Statements of Stockholders’ Equity

Notes to Consolidated Financial Statements

Our Consolidated Financial Statements are listed in the “Index to Consolidated Financial Statements” under Part II, Item 8 of this Form 10-K.

2)Financial Statement Schedules

All schedules have been omitted because they are not required, not applicable, or the required information is otherwise included.

3)Exhibits

See exhibits listed under Part (b) below.

(b) Exhibits:

EXHIBIT INDEX

Incorporated by Reference
ExhibitNumber · Description of Document · Form · File Number · Exhibit · FilingDate · Filed orFurnishedHerewith
3.1Memorandum of AssociationF-1333-2398213.107/29/2020
3.2Amended and Restated Bye-laws20-F001-384421.210/23/2020
4.1Description of share capital registered under Section 12 of the Exchange Act10-K001-384424.109/13/2023
10.1Registration Rights Agreement, dated as of September 15, 2017, by and between IBEX Limited and The Resource Company International LimitedF-1333-23982110.107/10/2020
10.2Stockholders’ Agreement, dated as of September 15, 2017, by and between IBEX Limited and The Resource Company International, LimitedF-1333-23982110.207/10/2020
Incorporated by Reference
ExhibitNumber · Description of Document · Form · File Number · Exhibit · FilingDate · Filed orFurnishedHerewith
10.3#Second Amended and Restated Warrant, dated November 13, 2017, issued to Amazon.com NV Investment Holdings LLC (amended December 28, 2018)F-1333-23982110.4007/29/2020
10.4First Amendment to Second Amended and Restated Warrant, dated November 13, 2017, issued to Amazon.com NV Investment Holdings LLC (amended December 27, 2019)F-1333-23982110.4107/10/2020
10.5*Second Amendment to Second Amended and Restated Warrant, dated November 13, 2017, issued to Amazon.com NV Investment Holdings LLC (amended as of August 7, 2020)10-K001-3844210.2609/12/2024
10.6^IBEX Holdings Limited 2018 Restricted Share PlanF-1333-23982110.3507/10/2020
10.6.1^Form of Restricted Share Agreement (A)F-1333-23982110.3607/10/2020
10.6.2^Form of Restricted Share Agreement (B)F-1333-23982110.3707/10/2020
10.6.3^IBEX Holdings Limited UK Sub-Plan of the 2018 Restricted Share PlanF-1333-23982110.3807/10/2020
10.7^2020 Long Term Incentive Plan, dated as of May 20, 2020F-1333-23982110.3907/10/2020
10.7.1^IBEX Limited Amended 2020 Long-Term Incentive Plan, dated January 14, 2022S-8333-26322899.103/02/2022
10.8^Ibex Management Incentive Plan10-K001-3844210.2809/13/2023
10.9^Ibex Global Solutions (Philippines) Inc. Amended & Restated Phantom Stock Plan10-K001-3844210.2909/13/2023
10.9.1^Ibex Global Solutions (Philippines) Inc. Phantom Stock Plan Form of Award Agreement10-K001-3844210.29.109/13/2023
10.10^Ibex Global Jamaica Limited Amended & Restated Phantom Stock Plan10-K001-3844210.3009/13/2023
10.10.1^Ibex Global Jamaica Limited Phantom Stock Plan Form of Award Agreement10-K001-3844210.30.109/13/2023
10.11^Form of Director AgreementF-1333-23982110.4207/10/2020
10.12^Form of Director Indemnification AgreementF-1333-23982110.4407/10/2020
10.13Executive Employment Agreement dated April 2, 2015 by and between TRG Customer Solutions Inc. and Robert Dechant10-K001-3844210.3309/13/2023
10.14Restated Executive Employment Agreement dated July 1, 2020 by and between Ibex Global Solutions Inc. and David Afdahl10-K001-3844210.3409/13/2023
10.15Restated Executive Employment Agreement dated July 1, 2020 by and between Ibex Global Solutions Inc. and Julie Casteel10-K001-3844210.3509/13/2023
Incorporated by Reference
ExhibitNumberDescription of DocumentFormFile NumberExhibitFilingDateFiled orFurnishedHerewith
10.16Executive Separation and Release Agreement dated June 4, 2024 by and between Ibex Global Solutions, Inc. and Jeffrey Cox10-K001-3844210.3809/12/2024
10.17Restated Executive Employment Agreement dated July 1, 2020 by and between Ibex Global Solutions, Inc. and Bruce Dawson10-K001-3844210.4009/12/2024
10.18Executive Employment Agreement dated August 1, 2023 by and between Ibex Global Solutions, Inc. and Taylor Greenwald10-Q001-3844210.1011/09/2023
10.19^Form of Officer Indemnity Agreement10-K001-3844210.4109/12/2024
10.20^Form of First Amendment to Officer Indemnity Agreement10-K001-3844210.4209/12/2024
10.21#Credit Agreement, dated as of October 29, 2924, by and among Ibex Global Solutions, Inc., Ibex Limited, Ibex Global Limited, the other borrowers party thereto from time to time, the guarantors party thereto from time to time, the lenders party thereto from time to time and HSBC Bank USA, National Associations, as Administrative Agent8-K001-3844210.111/04/2024
10.22ARevolving Loan Agreement, dated as of 22 October 2024, by and between HSBC Bank Middle East Limited and Ibex Global FZ-LLC8-K001-3844210.2A11/04/2024
10.23BFacility Offer Letter, dated as of 22 October 2024, by and between HSBC Bank Middle East Limited and Ibex Global FZ-LLC8-K001-3844210.2B11/04/2024
10.23CGeneral Terms and Conditions of the HSBC Bank Middle East Limited8-K001-3844210.2C11/04/2024
10.23DLetter of Deviation, dated as of 22 October 2024, by and between HSBC Bank Middle East Limited and Ibex Global FZ-LLC8-K001-3844210.2D11/04/2024
10.24First Amendment to the Facility Offer Letter, dated 22 May 2025, by and between HSBC Bank Middle East Limited and Ibex Global FZ-LLCX
10.25Executive Employment Agreement dated September 1, 2024 by and between Ibex Global Solutions, Inc. and Andreas Wilkens10-Q001-3844210.111/07/2024
10.26Call Option Agreement, dated November 19, 2024, by and between the Company and TRGI8-K001-3844210.111/20/2024
19.1Ibex Limited Insider Trading PolicyX
21.1List of SubsidiariesX
23.1Consent of Deloitte & Touche LLP, independent registered public accounting firmX
31.1Certification by the Chief Executive Officer pursuant to Rule 13a-14(a) of the Exchange ActX
Incorporated by Reference
ExhibitNumberDescription of DocumentFormFile NumberExhibitFilingDateFiled orFurnishedHerewith
31.2 · Certification by the Chief Financial Officer pursuant to Rule 13a-14(a) of the Exchange Act · X
32.1 · Certification of the Chief Executive Officer and the Chief Financial Officer pursuant to Rule 13a-14(b) of the Exchange Act and 18 U.S.C. Section 1350 · X
97Compensation Recoupment (Clawback) Policy10-K001-384429709/12/2024
101.INSInline XBRL Instance DocumentX
101.SCHInline XBRL Taxonomy Extension Schema DocumentX
101.CALInline XBRL Taxonomy Extension Calculation Linkbase DocumentX
101.DEFInline XBRL Taxonomy Extension Definition Linkbase DocumentX
101.LABInline XBRL Taxonomy Extension Label Linkbase DocumentX
101.PREInline XBRL Taxonomy Extension Presentation Linkbase DocumentX
104Cover Page Interactive Data File (formatted in Inline XBRL and included as Exhibit 101)X

^Management contracts or compensation plans or arrangements in which directors or executive officers are eligible to participate.

#Certain schedules and exhibits to or portions of this Exhibit have been omitted in accordance with Item 601(a)(5)-(6) and Item 601(b)(10)(iv) of Regulation S-K. The Company hereby agrees to furnish supplementally a copy of all omitted schedules to the SEC upon request.

*Corrected version of a previously filed exhibit (previously filed October 14, 2021 as Exhibit 10.40)

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