FIRSTSUN CAPITAL BANCORP
For the period ended Dec 31, 2025. Filed Mar 6, 2026.
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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Mar 6, 2026
FSUN$38.91-1.9%Stored close · as of Nov 6, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Table of Contents
| Page | |
|---|---|
| Cautionary Note Regarding Forward-Looking Statements | 3 |
| Summary of Material Risks | 5 |
| Part I | 7 |
| Item 1. Business | 7 |
| Item 1A. Risk Factors | 28 |
| Item 1B. Unresolved Staff Comments | 54 |
| Item 1C. Cybersecurity | 54 |
| Item 2. Properties | 56 |
| Item 3. Legal Proceedings | 56 |
| Item 4. Mine Safety Disclosures | 56 |
| Part II | 56 |
| Item 5. Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities | 56 |
| Item 6. [Reserved] | 57 |
| Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operations | 58 |
| Item 7A. Quantitative and Qualitative Disclosures About Market Risk | 81 |
| Item 8. Financial Statements and Supplementary Data | 82 |
| Item 9. Changes in and Disagreements With Accountants on Accounting and Financial Disclosures | 147 |
| Item 9A. Controls and Procedures | 147 |
| Item 9B. Other Information | 148 |
| Item 9C. Disclosure Regarding Foreign Jurisdictions that Prevent Inspection | 148 |
| Part III | 149 |
| Item 10. Directors, Executive Officers and Corporate Governance | 149 |
| Item 11. Executive Compensation | 149 |
| Item 12. Security Ownership of Certain Beneficial Owner and Management and Related Stockholder Matters | 150 |
| Item 13. Certain Relationships and Related Transactions, and Director Independence | 150 |
| Item 14. Principal Accounting Fees and Services | 150 |
| Part IV | 151 |
| Item 15. Exhibits, Financial Statement Schedules | 151 |
| Signatures | 154 |
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