FIRSTSUN CAPITAL BANCORP

For the period ended Dec 31, 2025. Filed Mar 6, 2026.

About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Mar 6, 2026

FSUN$39.48+0.3%Stored close · as of Nov 10, 2026

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Contents

Consolidated Statements of Income and Comprehensive Income

(In thousands, except per share amounts)	2025	2024	2023
Interest income:
Interest and fee income on loans:
Taxable	$407,520	$404,040	$366,523
Tax exempt	17,939	17,919	19,114
Interest and dividend income on securities:
Taxable	17,430	18,454	17,014
Tax exempt	32	14	18
Other interest income	24,848	19,113	11,015
Total interest income	467,769	459,540	413,684
Interest expense:
Interest expense on deposits	145,338	150,651	101,355
Interest expense on securities sold under agreements to repurchase	150	188	225
Interest expense on other borrowed funds	4,890	11,791	18,673
Total interest expense	150,378	162,630	120,253
Net interest income	317,391	296,910	293,431
Provision for credit losses	24,600	27,550	18,247
Net interest income after credit loss expense	292,791	269,360	275,184
Noninterest income:
Deposit account service fees	8,321	9,495	9,940
Treasury management service fees	17,473	14,829	11,724
Credit and debit card fees	10,729	11,153	11,681
Trust and investment advisory fees	5,945	5,787	5,693
Mortgage banking services, net	47,072	39,014	31,384
Other noninterest income	12,339	9,514	8,670
Total noninterest income	101,879	89,792	79,092
Noninterest expense:
Salary and employee benefits	171,824	154,985	133,231
Occupancy, equipment and software	38,244	36,282	33,426
Amortization and impairment of intangible assets	2,412	3,549	4,822
Merger related expenses	2,743	13,178	—
Other noninterest expenses	56,551	56,046	51,314
Total noninterest expense	271,774	264,040	222,793
Income before income taxes	122,896	95,112	131,483
Provision for income taxes	24,960	19,484	27,950
Net income	$97,936	$75,628	$103,533
Other comprehensive income:
Net unrealized gain on securities available-for-sale	11,762	3,895	976
Other comprehensive income	11,762	3,895	976
Comprehensive income	$109,698	$79,523	$104,509
Earnings per share:
Net income available to common stockholders	$97,936	$75,628	$103,533
Basic	$3.52	$2.76	$4.15
Diluted	$3.47	$2.69	$4.08

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.