FIRSTSUN CAPITAL BANCORP

For the period ended Sep 30, 2025. Filed Nov 7, 2025.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2025 · Filed Nov 7, 2025

FSUN$39.48+0.3%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Contents

Consolidated Statements of Income and Comprehensive Income

For the three and nine months ended September 30,

	Three months ended September 30,		Nine months ended September 30,
(In thousands, except per share amounts)	2025	2024	2025	2024
Interest income:
Interest and fee income on loans:
Taxable	$104,498	$104,186	$302,289	$302,338
Tax exempt	4,594	4,255	13,600	13,555
Interest and dividend income on securities:
Taxable	4,362	4,767	13,158	14,017
Tax exempt	14	2	21	11
Other interest income	7,660	5,722	19,428	13,580
Total interest income	121,128	118,932	348,496	343,501
Interest expense:
Interest expense on deposits	38,525	39,585	110,104	114,459
Interest expense on securities sold under agreements to repurchase	37	44	110	148
Interest expense on other borrowed funds	1,613	3,145	4,352	9,031
Total interest expense	40,175	42,774	114,566	123,638
Net interest income	80,953	76,158	233,930	219,863
Provision for credit losses	10,100	5,000	18,400	22,700
Net interest income after credit loss expense	70,853	71,158	215,530	197,163
Noninterest income:
Service charges on deposit accounts	2,162	2,560	6,205	7,276
Treasury management service fees	4,402	3,748	12,929	10,847
Credit and debit card fees	2,671	2,738	7,985	8,447
Trust and investment advisory fees	1,536	1,395	4,430	4,351
Income from mortgage banking services, net	12,641	8,838	34,970	29,383
Loss on other real estate owned and foreclosed assets activity, net	(27)	(19)	(27)	(8)
Other noninterest income	2,948	2,815	8,643	7,861
Total noninterest income	26,333	22,075	75,135	68,157
Noninterest expense:
Salary and employee benefits	44,822	39,306	128,304	116,487
Occupancy and equipment	9,591	9,121	28,668	26,417
Amortization and impairment of intangible assets	578	651	1,784	2,118
Terminated merger related expenses	—	1,633	—	5,168
Other noninterest expenses	13,910	13,953	40,977	40,177
Total noninterest expense	68,901	64,664	199,733	190,367
Income before income taxes	28,285	28,569	90,932	74,953
Provision for income taxes	5,111	6,147	17,803	15,675
Net income	$23,174	$22,422	$73,129	$59,278
Other comprehensive income:
Net unrealized gain on securities available-for-sale	7,935	11,132	11,391	13,018
Other comprehensive income	7,935	11,132	11,391	13,018
Comprehensive income	$31,109	$33,554	$84,520	$72,296
Earnings per share:
Net income available to common stockholders	$23,174	$22,422	$73,129	$59,278
Basic	$0.83	$0.81	$2.63	$2.17
Diluted	$0.82	$0.79	$2.59	$2.12

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.