Lemonade, Inc.
For the period ended Sep 30, 2025. Filed Nov 5, 2025.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2025 · Filed Nov 5, 2025
LMND$39.97+1.1%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Item 6. Exhibits
| ExhibitNumber · Description · Incorporated by Reference | |||||
|---|---|---|---|---|---|
| Form · File No. · Exhibit · Filing Date | |||||
| 2.1 | Agreement and Plan of Merger, dated as of November 8, 2021, by and among Lemonade, Inc., Metromile, Inc., Citrus Merger Sub A, Inc. a wholly-owned subsidiary of Lemonade, Inc. and Citrus Merger Sub B, LLC, a wholly-owned subsidiary of Lemonade, Inc. | S-4 | 333-261629 | 2.3 | 12/14/2021 |
| 3.1 | Amended and Restated Certificate of Incorporation of Lemonade, Inc. | 8-K | 001-39367 | 3.1 | 7/10/2020 |
| 3.2 | Amended and Restated By-laws of Lemonade, Inc. | 8-K | 001-39367 | 3.1 | 12/20/2023 |
| 4.1 | Specimen Common Stock Certificate of Lemonade, Inc. | S-1/A | 333-239007 | 4.1 | 6/23/2020 |
| 4.2 | Form of Warrant Certificate of Metromile, Inc. | S-1 | 333-253055 | 4.2 | 2/12/2021 |
| 4.3 | Warrant Agreement, dated September 2, 2020, between INSU Acquisition Corp. II and Continental Stock Transfer & Trust Company, as warrant agent. | 8-K | 001-39484 | 4.1 | 9/9/2020 |
| 10.1*† | Property Per Risk Excess of Loss Reinsurance Contract issued to Lemonade Insurance Company and Metromile Insurance Company by Subscribing Reinsurers effective July 1, 2025. | 10-Q | 001-39367 | 10.1 | 8/5/2025 |
| 10.2*† | Whole Account Quota Share Reinsurance Contract issued to Lemonade Insurance Company, Lemonade Insurance N.V. and Metromile Insurance Company by the Subscribing Reinsurer, Hannover Ruck SE effective July 1, 2025. | 10-Q | 001-39367 | 10.2 | 8/5/2025 |
| 10.3*† | Whole Account Quota Share Reinsurance Contract issued to Lemonade Insurance Company, Lemonade Insurance N.V. and Metromile Insurance Company by the Subscribing Reinsurer, MAPFRE Re Compania De Reaseguros S.A. (Spain) dated effective July 1, 2025. | 10-Q | 001-39367 | 10.3 | 8/5/2025 |
| 31.1* | Certification of Chief Executive Officer pursuant to Exchange Act Rule 13a-14(a). | ||||
| 31.2* | Certification of Chief Financial Officer pursuant to Exchange Act Rule 13a-14(a). | ||||
| 32.1** | Certification of Chief Executive Officer pursuant to 18 U.S.C. Section 1350. | ||||
| 32.2** | Certification of Chief Financial Officer pursuant to 18 U.S.C. Section 1350. | ||||
| 101.INS* | Inline XBRL Instance Document - the instance document does not appear in the Interactive Data File because the XBRL tags are embedded within the Inline XBRL document | ||||
| 101.SCH* | Inline XBRL Taxonomy Extension Schema Document | ||||
| 101.CAL* | Inline XBRL Taxonomy Extension Calculation Linkbase Document | ||||
| 101.DEF* | Inline XBRL Taxonomy Extension Definition Linkbase Document | ||||
| 101.LAB* | Inline XBRL Taxonomy Extension Label Linkbase Document | ||||
| 101.PRE* | Inline XBRL Taxonomy Extension Presentation Linkbase Document | ||||
| 104* | Cover Page Interactive Data File (formatted as Inline XBRL and contained in Exhibit 101) | ||||
- Filed herewith.
** Furnished herewith.
† Portions of this exhibit have been redacted in compliance with Regulation S-K Item 601(b)(10)(iv).
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