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InPoint Commercial Real Estate Income, Inc.

For the period ended Dec 31, 2025. Filed Mar 13, 2026.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Mar 13, 2026

ICR-PA$19.42-1.7%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Power of Attorney (included in the signature page)

SIGNAT URES

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this Annual Report on Form 10-K to be signed on its behalf by the undersigned, thereunto duly authorized.

INPOINT COMMERCIAL REAL ESTATE INCOME, INC.
By:/s/ Denise C. Kramer
Name:Denise C. Kramer
Title:Chief Executive Officer
Date:March 13, 2026

Each individual whose signature appears below hereby severally constitutes and appoints Denise C. Kramer, Donald MacKinnon and Catherine L. Lynch, and each of them singly, his or her true and lawful attorney-in-fact and agent with full power of substitution, for him or her and in his or her name, place and stead, in any and all capacities, to sign any and all amendments to this report on Form 10-K, and to file the same, with all exhibits thereto and all documents in connection therewith, with the Securities and Exchange Commission, granting unto said attorney-in-fact and agent, and each of them, full power and authority to do and perform each and every act and thing requisite and necessary to be done in and about the premises, as fully to all intents and purposes as he or she might or could do in person, hereby ratifying and confirming all that said attorney-in-fact and agent or his substitute, may lawfully do or cause to be done or by virtue hereof.

Pursuant to the requirements of the Securities Exchange Act of 1934, this Annual Report on Form 10-K has been signed below by the following persons on behalf of the registrant and in the capacities and on the dates indicated:

By:/s/ Denise C. KramerChief Executive OfficerMarch 13, 2026
Name:Denise C. Kramer(principal executive officer)
By:/s/ Donald MacKinnonPresident, Director and Chairman of the BoardMarch 13, 2026
Name:Donald MacKinnon
By:/s/ Catherine L. LynchChief Financial Officer and TreasurerMarch 13, 2026
Name:Catherine L. Lynch(principal financial officer and principal accounting officer)
By:/s/ Norman A. FeinsteinDirectorMarch 13, 2026
Name:Norman A. Feinstein
By:/s/ Cynthia Foster CurryDirectorMarch 13, 2026
Name:Cynthia Foster Curry
By:/s/ Robert N. JenkinsDirectorMarch 13, 2026
Name:Robert N. Jenkins

INDEX TO CONSOLIDATED FINANCIAL STATEMENTS

Report of Independent Registered Public Accounting Firm91
Consolidated Balance Sheets as of December 31, 2025 and 202492
Consolidated Statements of Operations for the Years ended December 31, 2025, 2024 and 202393
Consolidated Statements of Changes in Stockholders’ Equity for the Years ended December 31, 2025, 2024 and 202394
Consolidated Statements of Cash Flows for the Years ended December 31, 2025, 2024 and 202395
Notes to Consolidated Financial Statements97
Schedule IV – Mortgage Loans on Real Estate128
Schedules other than those listed are omitted as they are not applicable or the required or equivalent information has been included in the consolidated financial statements or notes thereto.
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.