FVCBankcorp, Inc.
For the period ended Dec 31, 2025. Filed Mar 16, 2026.
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FY2025 · Filed Mar 16, 2026
FVCB$16.32+0.2%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Consolidated statements of income
(In thousands, except per share data)
| 2025 | 2024 | |
|---|---|---|
| Interest and Dividend Income | ||
| Interest and fees on loans | $108,912 | $106,668 |
| Interest and dividends on securities held-to-maturity | 6 | 6 |
| Interest and dividends on securities available-for-sale | 3,648 | 3,734 |
| Dividends on restricted stock | 450 | 611 |
| Interest on deposits at other financial institutions | 5,381 | 2,293 |
| Total interest and dividend income | $118,397 | $113,312 |
| Interest Expense | ||
| Interest on deposits | $52,026 | $53,206 |
| Interest on federal funds purchased | — | 2 |
| Interest on short-term debt | 1,468 | 3,488 |
| Interest on subordinated notes | 1,134 | 1,027 |
| Total interest expense | $54,628 | $57,723 |
| Net Interest Income | $63,769 | $55,589 |
| Provision for credit losses | 1,589 | 6 |
| Net interest income after provision for (recovery of) credit losses | $62,180 | $55,583 |
| Noninterest Income | ||
| Service charges on deposit accounts | $1,248 | $1,126 |
| BOLI income | 289 | 397 |
| Income from minority membership interests | 1,247 | 376 |
| Gain on termination of derivative instruments | 91 | — |
| Other income | 762 | 635 |
| Total noninterest income | $3,637 | $2,534 |
| Noninterest Expenses | ||
| Salaries and employee benefits | $20,125 | $18,752 |
| Occupancy and equipment expense | 2,108 | 2,027 |
| Data processing and network administration | 2,236 | 2,719 |
| Internet banking and software expense | 3,451 | 2,990 |
| State franchise taxes | 2,344 | 2,358 |
| FDIC insurance | 1,098 | 1,321 |
| Marketing, business development and advertising | 796 | 969 |
| Loan related expenses | 1,084 | 899 |
| Director's fees | 630 | 637 |
| Core deposit intangible amortization | 125 | 165 |
| Other operating expenses | 3,573 | 2,983 |
| Total noninterest expenses | $37,570 | $35,820 |
| Net income before income tax expense | $28,247 | $22,297 |
| Income tax expense | 6,190 | 7,233 |
| Net income | $22,057 | $15,064 |
| Earnings per share, basic | $1.22 | $0.83 |
| Earnings per share, diluted | $1.21 | $0.82 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.