FVCBankcorp, Inc.

For the period ended Dec 31, 2025. Filed Mar 16, 2026.

About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Mar 16, 2026

FVCB$16.29+0.2%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Contents

Consolidated statements of condition

December 31, 2025 and 2024

(In thousands, except share and per share data)

December 31, 2025 · December 31, 2024
Assets
Cash and due from banks				$5,684		$8,161
Interest-bearing deposits at other financial institutions				121,947		82,789
Securities held-to-maturity (fair value of $262 thousand and $256 thousand at December 31, 2025 and 2024, respectively), net of allowance for credit losses of $0 and $0 at December 31, 2025 and 2024, respectively				265		265
Securities available-for-sale, at fair value				153,159		156,475
Restricted stock, at cost				5,446		8,186
Loans, net of allowance for credit losses of $18.9 million and $18.1 million at December 31, 2025 and 2024, respectively				1,922,397		1,852,106
Premises and equipment, net				693		858
Accrued interest receivable				10,277		10,315
Prepaid expenses				3,311		3,413
Deferred tax assets, net				12,251		13,273
Goodwill and intangibles, net				7,295		7,420
Bank owned life insurance				9,508		9,219
Operating lease right-of-use assets				6,062		7,124
Other assets				33,961		39,346
Total assets				$2,292,256		$2,198,950
Liabilities and Stockholders' Equity
Liabilities
Deposits:
Nonnterest-bearing				$363,228		$365,666
Interest-bearing checking				741,034		623,811
Savings and money market				331,048		383,087
Time deposits				277,010		248,154
Wholesale deposits				284,957		249,887
Total deposits				$1,997,277		$1,870,605
Other borrowed funds				$—		$50,000
Subordinated notes, net of issuance costs				18,750		18,695
Accrued interest payable				2,076		2,505
Operating lease liabilities				6,486		7,638
Reserves for unfunded commitments				471		510
Accrued expenses and other liabilities				13,596		13,643
Total liabilities				$2,038,656		$1,963,596
Shareholders' Equity	2025	2024
Preferred stock, $0.01 par value
Shares authorized	1,000,000		1,000,000
Shares issued and outstanding	—		—		$—		$—
Common stock, $0.01 par value
Shares authorized	20,000,000		20,000,000
Shares issued and outstanding	17,917,504		18,204,455		179		182
Additional paid-in capital				122,144		127,471
Retained earnings				150,857		130,967
Accumulated other comprehensive (loss), net				(19,580)		(23,266)
Total shareholders' equity				$253,600		$235,354
Total liabilities and shareholders' equity				$2,292,256		$2,198,950

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.