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FVCBankcorp, Inc.

For the period ended Sep 30, 2025. Filed Nov 12, 2025.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2025 · Filed Nov 12, 2025

FVCB$16.29+0.2%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Table of Contents

FVCBankcorp, Inc.

INDEX TO FORM 10-Q

PART I — FINANCIAL INFORMATION4
Item 1. Financial Statements:4
Consolidated Statements of Condition at September 30, 2025 (unaudited) and December 31, 20244
Consolidated Statements of Income For the Three and Nine Months Ended September 30, 2025 and 2024 (unaudited)5
Consolidated Statements of Comprehensive Income For the Three and Nine Months Ended September 30, 2025, and 2024 (unaudited)6
Consolidated Statements of Cash Flows For the Nine Months Ended September 30, 2025 and 2024 (unaudited)7
Consolidated Statements of Changes in Stockholders’ Equity For the Three and Nine Months Ended September 30, 2025 and 2024 (unaudited)8
Notes to Unaudited Consolidated Financial Statements9
Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations34
Item 3. Quantitative and Qualitative Disclosures About Market Risk65
Item 4. Controls and Procedures65
PART II — OTHER INFORMATION63
Item 1. Legal Proceedings63
Item 1A. Risk Factors63
Item 2. Unregistered Sales of Equity Securities and Use of Proceeds63
Item 3. Defaults Upon Senior Securities63
Item 4. Mine Safety Disclosures63
Item 5. Other Information63
Item 6. Exhibits65
SIGNATURES66
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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.