Sezzle Inc.

For the period ended Sep 30, 2026. Filed Nov 5, 2026.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2026 · Filed Nov 5, 2026

SEZL$150.84+0.9%Stored close · as of Nov 9, 2026

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Contents

Consolidated Balance Sheets

Consolidated Balance Sheets (unaudited)

	As of
(in thousands, except per share amounts)	September 30, 2026	December 31, 2025
Assets
Current Assets
Cash and cash equivalents, including amounts held by variable interest entity (“VIE”) of $19,610 and $25,921, respectively	$70,142	$64,054
Restricted cash, current, including amounts held by VIE of $4,305 and $8,245, respectively	4,348	8,413
Notes receivable	355,529	283,400
Allowance for credit losses	(39,611)	(28,505)
Notes receivable, net, including amounts held by VIE of $286,275 and $237,062, respectively	315,918	254,895
Other current assets	37,332	24,502
Total current assets	427,740	351,864
Non-Current Assets
Restricted cash, non-current	33,374	30,134
Deferred tax asset	14,466	13,615
Other assets	6,048	4,616
Total Assets	$481,628	$400,229
Liabilities and Stockholders' Equity
Current Liabilities
Merchant accounts payable	$56,277	$56,374
Other payables, including amounts held by VIE of $4 and $1,476, respectively	9,858	6,908
Deferred revenue	7,664	5,431
Other current liabilities	27,701	21,053
Total current liabilities	101,500	89,766
Non-Current Liabilities
Operating lease liabilities	271	661
Line of credit, net of unamortized debt issuance costs of $1,822 and $1,268, respectively, held by VIE	102,178	139,991
Total Liabilities	203,949	230,418
Commitments and Contingencies (see Note 8)
Stockholders' Equity
Common stock and additional paid-in capital, $0.00001 par value; 750,000 shares authorized; 35,238 and 35,130 shares issued, respectively; 33,783 and 33,798 shares outstanding, respectively	199,901	194,890
Treasury stock, at cost: 1,455 and 1,332 shares, respectively	(35,478)	(24,072)
Accumulated other comprehensive loss	(766)	(683)
Accumulated earnings (deficit)	114,022	(324)
Total Stockholders' Equity	277,679	169,811
Total Liabilities and Stockholders' Equity	$481,628	$400,229

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.