COMMUNITY BANCORP /VT
For the period ended Dec 31, 2025. Filed Mar 27, 2026.
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FY2025 · Filed Mar 27, 2026
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EX-13 · UNINSURED DEPOSITS
UNINSURED DEPOSITS
Estimated deposits in excess of the FDIC insurance level amounted to $261.7 million as of December 31, 2025 and $258.0 million at December 31, 2024. The estimated balance of $46.9 million of uninsured time deposits as of December 31, 2025 was made up of time CDs of $42.9 million and retirement accounts of $4.0 million. Increments of maturity of these time deposits are summarized as follows:
| 3 months or less | $15,242,447 |
|---|---|
| Over 3 through 6 months | 24,888,530 |
| Over 6 through 12 months | 5,706,357 |
| Over 12 months | 1,076,663 |
| Total | $46,913,997 |
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