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COMMUNITY BANCORP /VT

For the period ended Dec 31, 2025. Filed Mar 27, 2026.

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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Mar 27, 2026

CMTV$47.18-0.0%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

EX-13 · Off-balance-sheet financial instruments

Off-balance-sheet financial instruments

In the ordinary course of business, the Company is a party to off-balance-sheet financial instruments consisting of commitments to extend credit, commercial and municipal letters of credit, standby letters of credit, risk-sharing commitments on residential mortgage loans sold through the FHLBB’s MPF program and certain risk participation agreements. Such financial instruments are recorded in the consolidated financial statements when they are funded (see Note 17).

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.