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PEOPLES BANCORP OF NORTH CAROLINA INC

For the period ended Dec 31, 2025. Filed Mar 11, 2026.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Mar 11, 2026

PEBK$42.69-0.3%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Item 2. - Properties

At December 31, 2025, the Company and the Bank conducted their business from their headquarters office in Newton, North Carolina and the Bank’s 15 branch offices in Lincolnton, Hickory, Newton, Catawba, Conover, Claremont, Maiden, Denver, Triangle, Hiddenite, Charlotte, Huntersville and Mooresville, North Carolina. The Bank also operates loan production offices in Charlotte, Denver, Salisbury and Winston-Salem, North Carolina. The following table sets forth certain information regarding the Bank’s properties at December 31, 2025.

OwnedLeased
Corporate Office518 West C StreetNewton, North Carolina 286581333 2nd Street NEHickory, North Carolina 28601
420 West A StreetNewton, North Carolina 286586350 South BoulevardCharlotte, North Carolina 28217
213 1st Street, WestConover, North Carolina 286133752/3754 Highway 16 NorthDenver, North Carolina 28037
3261 East Main StreetClaremont, North Carolina 286109617 Holly Point DriveHuntersville, NC 28078
6125 Highway 16 SouthDenver, North Carolina 2803713840 Ballantyne Corporate PlaceSuite 150 Charlotte, North Carolina 28277
5153 N.C. Highway 90EHiddenite, North Carolina 28636118 East Council StreetSuite 1 Salisbury, NC 28144
200 Island Ford RoadMaiden, North Carolina 28650380 Knollwood StreetSuite D Winston-Salem, NC 27103
3310 Springs Road NEHickory, North Carolina 28601615 East 6th StreetSuite 118 Charlotte, NC 28202
142 South Highway 16Denver, North Carolina 28037
106 North Main StreetCatawba, North Carolina 28609
2050 Catawba Valley BoulevardHickory, North Carolina 28601
163 Plantation Ridge DriveMooresville, North Carolina 28117
1910 East Main StreetLincolnton, North Carolina 28092
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.