PEOPLES BANCORP OF NORTH CAROLINA INC

For the period ended Dec 31, 2023. Filed Mar 7, 2024.

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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2023 · Filed Mar 7, 2024

PEBK$42.69-0.3%Stored close · as of Nov 10, 2026

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Contents

Item 2. - Properties

At December 31, 2023, the Company and the Bank conducted their business from their headquarters office in Newton, North Carolina and the Bank’s 17 branch offices in Lincolnton, Hickory, Newton, Catawba, Conover, Claremont, Maiden, Denver, Triangle, Hiddenite, Charlotte, Huntersville, Mooresville, Raleigh and Cary, North Carolina. The Bank also operates loan production offices in Charlotte, Denver, Salisbury and Winston-Salem, North Carolina. The following table sets forth certain information regarding the Bank’s properties at December 31, 2023.

Owned

Leased

Corporate Office518 West C StreetNewton, North Carolina 28658 420 West A StreetNewton, North Carolina 28658 213 1st Street, WestConover, North Carolina 28613 3261 East Main StreetClaremont, North Carolina 28610 6125 Highway 16 SouthDenver, North Carolina 28037 5153 N.C. Highway 90EHiddenite, North Carolina 28636 200 Island Ford RoadMaiden, North Carolina 28650 3310 Springs Road NEHickory, North Carolina 28601 142 South Highway 16Denver, North Carolina 28037 106 North Main StreetCatawba, North Carolina 28609 2050 Catawba Valley BoulevardHickory, North Carolina 28601 163 Plantation Ridge DriveMooresville, North Carolina 28117 1910 East Main StreetLincolnton, North Carolina 28092

1333 2nd Street NEHickory, North Carolina 28601 6350 South BoulevardCharlotte, North Carolina 28217 3752/3754 Highway 16 NorthDenver, North Carolina 28037 9617 Holly Point DriveHuntersville, NC 28078 4000 Westchase BoulevardSuite 100Raleigh, North Carolina 27607 1117 Parkside Main StreetCary, North Carolina 27519 13840 Ballantyne Corporate PlaceSuite 150Charlotte, North Carolina 28277 118 East Council StreetSuite 1Salisbury, NC 28144 380 Knollwood StreetSuite DWinston-Salem, NC 27103

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