FB Financial Corp
For the period ended Sep 30, 2026. Filed Nov 2, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2026 · Filed Nov 2, 2026
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Glossary Of Abbreviations and Acronyms
As used in this Quarterly Report on Form 10-Q for the quarter ended September 30, 2026 (this “Report”), references to “we,” “our,” “us,” “FB Financial,” or “the Company” refer to FB Financial Corporation, a Tennessee corporation, and our wholly-owned banking subsidiary, FirstBank, a Tennessee state-chartered bank, unless otherwise indicated or the context otherwise requires. References to “Bank” or “FirstBank” refer to FirstBank, our wholly-owned banking subsidiary.
The acronyms and abbreviations identified below are used in the Notes to the consolidated financial statements as well as in the Management’s discussion and analysis of financial condition and results of operations. You may find it helpful to refer to this page as you read this Report.
| ACL | Allowance for credit losses | FHLB | Federal Home Loan Bank |
|---|---|---|---|
| AFS | Available-for-sale | GAAP | U.S. generally accepted accounting principles |
| ALCO | Asset Liability Management Committee | GNMA | Government National Mortgage Association |
| ASC | Accounting Standards Codification | HFI | Held for investment |
| ASU | Accounting Standards Update | MSR | Mortgage servicing rights |
| Bank | FirstBank, subsidiary bank | NIM | Net interest margin |
| BOLI | Bank-owned life insurance | OREO | Other real estate owned |
| CECL | Current expected credit losses | PCD | Purchased credit-deteriorated |
| Company | FB Financial Corporation | PSU | Performance-based restricted stock units |
| CPR | Conditional prepayment rate | Report | Form 10-Q for the quarterly period ended September 30, 2026 |
| CRA | Community Reinvestment Act | ROAA | Return on average assets |
| EPS | Earnings per share | ROAE | Return on average common equity |
| ESPP | Employee Stock Purchase Plan | ROATCE | Return on average tangible common equity |
| EVE | Economic value of equity | RSU | Restricted stock units |
| FASB | Financial Accounting Standards Board | SEC | U.S. Securities and Exchange Commission |
| FDIC | Federal Deposit Insurance Corporation | SOFR | Secured overnight financing rate |
| FDM | Financial difficulty modification | Southern States | Southern States Bancshares, Inc. |
| Federal Reserve | Board of Governors of the Federal Reserve System | TDFI | Tennessee Department of Financial Institutions |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.