FB Financial Corp
For the period ended Jun 30, 2026. Filed Aug 3, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Jun 30, 2026 · Filed Aug 3, 2026
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Glossary Of Abbreviations and Acronyms
As used in this Quarterly Report on Form 10-Q for the quarter ended June 30, 2026 (this “Report”), references to “we,” “our,” “us,” “FB Financial,” or “the Company” refer to FB Financial Corporation, a Tennessee corporation, and our wholly-owned banking subsidiary, FirstBank, a Tennessee state-chartered bank, unless otherwise indicated or the context otherwise requires. References to “Bank” or “FirstBank” refer to FirstBank, our wholly-owned banking subsidiary.
The acronyms and abbreviations identified below are used in the Notes to the consolidated financial statements as well as in the Management’s discussion and analysis of financial condition and results of operations. You may find it helpful to refer to this page as you read this Report.
| ACL | Allowance for credit losses | GAAP | U.S. generally accepted accounting principles |
|---|---|---|---|
| AFS | Available-for-sale | GNMA | Government National Mortgage Association |
| ALCO | Asset Liability Management Committee | HFI | Held for investment |
| ASC | Accounting Standards Codification | NIM | Net interest margin |
| ASU | Accounting Standards Update | OREO | Other real estate owned |
| Bank | FirstBank, subsidiary bank | PCD | Purchased credit-deteriorated |
| BOLI | Bank-owned life insurance | PSU | Performance-based restricted stock units |
| CECL | Current expected credit losses | Report | Form 10-Q for the quarterly period ended June 30, 2026 |
| Company | FB Financial Corporation | ROAA | Return on average assets |
| CPR | Conditional prepayment rate | ROAE | Return on average common equity |
| ESPP | Employee Stock Purchase Plan | ROATCE | Return on average tangible common equity |
| EVE | Economic value of equity | RSU | Restricted stock units |
| FASB | Financial Accounting Standards Board | SEC | U.S. Securities and Exchange Commission |
| FDIC | Federal Deposit Insurance Corporation | SOFR | Secured overnight financing rate |
| FDM | Financial difficulty modification | Southern States | Southern States Bancshares, Inc. |
| Federal Reserve | Board of Governors of the Federal Reserve System | TDFI | Tennessee Department of Financial Institutions |
| FHLB | Federal Home Loan Bank | ||
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