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FB Financial Corp

For the period ended Dec 31, 2025. Filed Feb 26, 2026.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 26, 2026

FBK$55.10+1.7%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Consolidated balance sheets

(Amounts are in thousands except share and per share amounts)

December 31,
20252024
ASSETS
Cash and due from banks$196,213$120,153
Federal funds sold and reverse repurchase agreements213,391125,825
Interest-bearing deposits in financial institutions746,291796,510
Cash and cash equivalents1,155,8951,042,488
Investments:
Available-for-sale debt securities, at fair value1,459,5791,538,008
Equity securities, at fair value155—
Restricted equity securities, at cost79,04632,749
Loans held for sale (includes $172,974 and $95,403 at fair value, respectively)201,076126,760
Loans held for investment12,383,6269,602,384
Less: allowance for credit losses on loans HFI185,983151,942
Net loans held for investment12,197,6439,450,442
Premises and equipment, net182,370148,899
Operating lease right-of-use assets49,24947,963
Interest receivable58,56549,611
Mortgage servicing rights, at fair value148,795162,038
Bank-owned life insurance111,86572,504
Other real estate owned, net6,0094,409
Goodwill350,353242,561
Core deposit and other intangibles, net31,2845,762
Other assets268,408233,288
Total assets$16,300,292$13,157,482
LIABILITIES
Deposits
Noninterest-bearing$2,634,395$2,116,232
Interest-bearing checking2,651,3692,906,425
Money market and savings5,969,6404,338,483
Customer time deposits2,028,9231,380,205
Brokered and internet time deposits625,634469,089
Total deposits13,909,96111,210,434
Borrowings212,764176,789
Operating lease liabilities60,55660,024
Accrued expenses and other liabilities168,753142,604
Total liabilities14,352,03411,589,851
SHAREHOLDERS’ EQUITY
Common stock, $1 par value per share; 75,000,000 shares authorized; 51,752,401 and 46,663,120 shares issued and outstanding, respectively51,75246,663
Additional paid-in capital1,082,344860,266
Retained earnings846,620762,293
Accumulated other comprehensive loss, net(32,551)(101,684)
Total FB Financial Corporation common shareholders’ equity1,948,1651,567,538
Noncontrolling interest9393
Total equity1,948,2581,567,631
Total liabilities and shareholders’ equity$16,300,292$13,157,482
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.