LANDMARK BANCORP INC

PRESIDENT’S LETTER TO OUR STOCKHOLDERS, CUSTOMERS AND FRIENDS

We at Landmark Bancorp, Inc. (“Landmark”) have embarked upon an evolution this year—one designed to embrace our role as a community bank and build upon our past successes in order to reach new levels of associate engagement, customer service, and shareholder return. During my first year as President and CEO of Landmark and Landmark National Bank, it has been my pleasure to build relationships with all of our constituencies—associates, customers, shareholders, communities and regulators—and solidify our purpose of being champions and catalysts in our communities. I am pleased to write to you, presenting my first annual letter to shareholders, sharing our achievements, challenges, and vision for the future.

2024 marked a significant transition for us as I stepped into the role of President and CEO on March 29, following the tenure of Michael Scheopner. Under his leadership, our bank grew steadily, establishing a strong foundation of trust, service, and friendship. I want to personally thank Michael for his dedication and commitment to our bank and communities and wish him all the best in his well-earned retirement. In partnership with our board of directors and associates, it is a privilege to build upon Michael’s legacy, and we are committed to the high level of service our customers have come to expect from Landmark National Bank.