PayPal Holdings, Inc.
For the period ended Dec 31, 2025. Filed Feb 3, 2026.
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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Feb 3, 2026
PYPL$58.78-2.1%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Schedule II—Valuation and Qualifying Accounts
FINANCIAL STATEMENT SCHEDULE
The Financial Statement Schedule II—VALUATION AND QUALIFYING ACCOUNTS is filed as part of this Annual Report on Form 10-K.
| Balance atBeginning ofPeriod | Charged/(Credited) toNet Income | ChargesUtilized/(Write-offs) | Balance atEnd of Period | |
|---|---|---|---|---|
| (In millions) | ||||
| Allowance for Transaction Losses and Negative Customer Balances | ||||
| Year Ended December 31, 2023 | $278 | $1,192 | $(1,188) | $282 |
| Year Ended December 31, 2024 | $282 | $1,114 | $(1,054) | $342 |
| Year Ended December 31, 2025 | $342 | $1,337 | $(1,335) | $344 |
| Allowance for Loans and Interest Receivable | ||||
| Year Ended December 31, 2023 | $598 | $539 | $(597) | $540 |
| Year Ended December 31, 2024 | $540 | $337 | $(416) | $461 |
| Year Ended December 31, 2025 | $461 | $414 | $(336) | $539 |
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