CHAIN BRIDGE BANCORP INC

For the period ended Sep 30, 2026. Filed Nov 10, 2026.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2026 · Filed Nov 10, 2026

CBNA$51.15-0.3%Stored close · as of Nov 10, 2026

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Contents

Consolidated Statements of Income

(Dollars in thousands, except per share data)

	Three Months Ended September 30,		Nine Months Ended September 30,
	2026	2025	2026	2025
Interest and dividend income
Interest and fees on loans	$3,342	$3,251	$9,445	$10,195
Interest and dividends on securities, taxable	8,299	5,637	24,094	15,519
Interest on securities, tax-exempt	270	275	833	836
Interest on interest-bearing deposits in banks	8,655	4,271	19,448	14,390
Total interest and dividend income	20,566	13,434	53,820	40,940
Interest expense
Interest on deposits	700	1,158	1,954	3,022
Total interest expense	700	1,158	1,954	3,022
Net interest income	19,866	12,276	51,866	37,918
Provision for (recapture of) credit losses
Provision for (recapture of) loan credit losses	507	(83)	125	(404)
Recapture of securities credit losses	(27)	(11)	(64)	(69)
Total provision for (recapture of) credit losses	480	(94)	61	(473)
Net interest income after provision for (recapture of) credit losses	19,386	12,370	51,805	38,391
Noninterest income
Deposit placement services	2,007	174	5,713	466
Trust and wealth management	491	355	1,426	930
Service charges on accounts	390	250	1,037	751
Gain on sale of mortgage loans	7	28	9	55
Other income	15	40	88	169
Total noninterest income	2,910	847	8,273	2,371
Noninterest expenses
Salaries and employee benefits	5,138	4,524	14,872	13,062
Data processing and communication expenses	793	767	2,445	2,166
Professional services	757	555	2,629	2,249
State franchise taxes	419	251	1,147	951
Occupancy and equipment expenses	360	267	1,014	776
FDIC and regulatory assessments	303	198	813	628
Insurance expenses	171	151	509	453
Directors’ fees	165	142	562	432
Other operating expenses	413	467	1,423	1,335
Total noninterest expenses	8,519	7,322	25,414	22,052
Net income before taxes	13,777	5,895	34,664	18,710
Income tax expense	2,852	1,193	7,155	3,817
Net income	$10,925	$4,702	$27,509	$14,893
Earnings per common share, basic and diluted3	$1.66	$0.72	$4.19	$2.27

3 The number of basic and diluted shares are the same because there are no potentially dilutive instruments.

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.